Report: #1068131

Complaint Review: Oak Tree Advisors LLC

  • Submitted: Thu, July 18, 2013
  • Updated: Thu, July 18, 2013
  • Reported By: Scammed Agent — Las Vegas Nevada
  • Oak Tree Advisors LLC


Oak Tree Advisors LLC I paid them $500.00 for Insurance Leads and they gave me leads that are 2+ years old or the people never filled out anything and request that you stop calling. They never sent license to the Insurance companies to affiliate my license with them. They are fraud and not an Insurance company. Internet/Salt Lake City, Utah Internet

*Consumer Comment: Oak Tree Advisors, LLC Really IS A Scam

*General Comment: Wow, you saved me $500

*Author of original report: Oak Tree Advisors Complete Information

Show customers why they should trust your business over your competitors...

 This company advertises on Craigslist.  They usually advertise to new  life agents.  They do request a license.  The ads will typically read  like so: Satellite Call Center Life Agents - Immediate Hire - Fast  Commissions.  They want an upfront fee of $500 to start receiving their  leads.  I've found many complaints about this company and other names  they use to swindle people out of $500.  There are usually people who  are looking, and in need of, work.  There are the most vulnerable when  they are desperate and something sounds too good to be true.   The  address changes regularly.  The company has had at least 3 name changes  this year.  The site creates websites instantly using   websites software.  The website is usually incomplete.  You can check  the twitter,  etc. links at bottom of page and see that they  are just images with no link.  They state they are out of Salt Lake City, Utah and Matt is who returns calls and others.

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This report was posted on Ripoff Report on 07/18/2013 12:55 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Oak Tree Advisors, LLC Really IS A Scam

AUTHOR: Insurance Fraud Victim - ()

I too am a victim of this scam.  I saw an ad in craigslist for virtual agents.  They sent me a form email with job description and had a call and then suggested we start right away.  I was not allowed to speak with anyone else in the company for a referral. It was supposed to be one on one training, but that never happened.  There was never a direct call that went thru, it only went to a blind voicemail.  Even the "company" phone message was bogus.

Matt Ford was the name of the person given, but I doubt that was his real name. He says all the right things and throws in a few personal touches about his life to make you think he is genuine, but don't fall for it. he is simply a master scam artist...aka: thief.

As mentioned by others, once you pay your money, you will never hear from them again.  'Their website is a joke, directly copied the words from Matrix Direct.  They have several websites, all with the same template.  Some have different names and addresses.  One has an address in Albequerque, NM, with the same toll free number.

If it seems like they are legitimate, it is simply becuase they use the right industry lingo...that's it.  Matthew Ford wrote a rebuttal to this original complaint yet he refused to substaniate it with anything credible, such as the address of the office (not a fake photo on their website), a ive answered phone, accurate insurance info, proof of a registered business, insurance references or true license numbers, EIN - since he says he has 40+ inside reps, the name of his partner, etc.  If they truly have been around so long, why is there NOTHING on them on the internet or any testimonials or even a BBB report.  No, there is zero, nada, zilch because the company doesn't exist. 

It is shameful that Matthew Ford tries to discredit the employ as not capable of closing leads, when they wouldn't have paid anything if he did.  Why then, is there not one virtual or in-house employee willing to verify any of this? Perhaps we will see a few manufactured praises of Matt Ford and Oak Tree Advisors now that they have been challenged. 

The reason I am writing this is to help anyone else who may be considering applying with Oak Tree Avisors, and all its fallacious derivatives and pseudonyms.  They scam you with online employment ads on craigslist, etc and then ask for money up front.  Commonly, $500 via some electronic means.  When you ask to send a check (not a money order) they balk, because they don't want to provide a mailing address or leave a banking trail. 

It is pathetic what they do and hurts a lot of people trying to get a good job.  The bottom line is that Oak Tree Advisors and Matt Ford are a RIP-OFF and a SCAM!!!  Caveat Emptor!  

If you are also a victim, please add to this thread so people understand this is not just a personal vendetta i have against someone, but a legitimate case of fraud where the perpetrators should be put in jail for committing these felonies.

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#2 General Comment

Wow, you saved me $500

AUTHOR: Jake Thomas - ()

I came across a similar ad on craigslist.  Same exact company, but they call themselves Avian Financial now.  It's definitely the same company.  I did some background searching.  The guy I spoke with has an Arizona phone number.  He called himself Robert Taylor, even though his voicemail had a totally different last name.  That was fishy thing #1.

I conversed with him, he seemed like a solid guy, upbeat, excited, but also extremely vague.  I got the paperwork from him in my email.  It looked like a pretty decent contract, only, it didn't have any company information on it.  No address.  What kind of company sends you a contract with no address on it?  I've never seen, nor heard of that before.  Fishy thing #2.

I actually printed out the contract, signed it, but didn't fax it back.  Something didn't feel right.  I started googling the guy, Robert Taylor.  He used a generic name, so it's impossible to track down. Very well done.  He gave a Texas Insurance number on the contract, as if I wouldn't check that. Of course, no such license number existed. Fishy thing #3.

On the last page of the contract, I found a website address that mentioned  I went to it, and I saw Oak Tree Financial, and the website looked exactly like Avian Financial's website.  A generic, basic, cheesy looking website, that was thrown together in an hour.  Fishy thing #4.

I started googling Oak Tree Financial.  Found 2 ripoff report/scam listings about it.  Then I see these guys keep doing this same scam over and over, apparently.  Quotesource was one that had A LOT of complaints.  Same guys, same business model.  Get your $500 for leads, then disappear.  

I'm thankful that I saw this post.  If I didn't see anything negative on Oak Tree Financial, I may have ended up taking a shot on some blind faith, and sent over the paperwork.  

Steer clear of Robert Taylor, Mark Flores, Avian Financial, Quotesource, Oak Tree Financial, and any other Craigslist Virtual Insurance Agent position.


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#3 Author of original report

Oak Tree Advisors Complete Information

AUTHOR: Scammed Agent - ()

 The person I spoke with who scammed me out of $500.00 for a promise of 5 day old Internet leads and mail in leads that are not valid leads and the people you contact tell you that they never filled anything out online or mailed in for more information regarding Term Life Insurance, his name is Matt Ford, that is what he goes by.


Matt Ford title: Director of Operations

Direct Line: 657-204-5248

License #: 1998470


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