Open Sky or Capital Bank Capital is using unfair practices they cancel my payment on 27th of june and did not tell me so I received a late charge of $27 plus $25.00 als they lied said it would take 4 auto payments to be put on auto pay ,I recived word it takes 1 cycle for r un fair practice and breaking company rules to new customers columbus ohio Internet

I Had a $200 credit account with Open Sky  In Jan 22 Of 2016  which i was making $25.00 Monthly payments  for a few months it was ok Then i set up auto pay on the 23 of june 2016  set for the 27th a payment of $25.00 Someone had canceeled it  and did not tell me a payment was missing  said why me ?i make all payment by phone where no representive is present.  then they added  a late charge of $27.00  .i complained to a rep there  and fee was removed ,and i made several payments of $ 25.00   on time and they kept adding late fees to my next payment  i reported them to consumer finance  credit fraud. they did not care or help  Open sky reported me  my failure to pay to transunion  equafax and experian,this is not fair.