Paradise Motors Liars, scammers Lansing, Michigan

Here's how to be "fully informed". They give the papers which need to be signed to a person who has the eyes to see the line upon which to affix their signature. Said person, BEFORE even touching the ink pen, needs to use those fully functioning eyes to READ WHAT THEY ARE OBLIGATING THEMSELVES TO. Asking the salesman what they should find out themselves by reading the contract is foolish. That is the ONLY method to be used to be "Fully Informed". This is NOT a case of blaming the dealership...it IS a case of the buyer not reading what they are obligating themselves to BEFORE obligating themselves to those terms and conditions!

I should of asked more questions as I can see now, hindsight is always 20/20.. I had accepted that the form I signed stating that the vehicle was on a lease was for the GPS. Yes I should of slowed down.. As far as my poor credit rating? Well that resulted from having the stupidity of having a heart attack without health insurance and the audacity to survive followed within two years for double anyuresm surgery once again without health insurance. I had accumulated nearly 165,000 in medical bills that I was subsquently sued for.  I did have a repo from a bad deal a few years ago that was also on my credit report, but outside of that, I didn't have loads of bad debts from lenders, mainly all the medical. I have just recently filed for bankruptcy, so that the payments I now make on this will help lead me to a more positive credit rating.

I don't make a ton of money and an extra payment for two months will be a stretch. I do plan to "live" with the terms. I am not happy with how I was mis-lead during the process and outright lied to.  I had checked out this company prior to doing business with them, being a person with bad credit, getting a loan to get a car that I desperately needed was difficult and folks in my position do not always have good options. I had been unable to find anything negative at the time, there was no report regarding their general practices here, and negative reviews posted on their google search are quickly removed. This report will not be easily removed, so the next person can benefit from my experience and hopefully not become blind-sided like I was.

I just don't like surprises, and learning that my payments were in actuality more then just a monthly payment divided was a surprise.  Not to say I would of walked away from the deal if I had of been informed, but I think that people need to be fully informed of what they are agreeing to. JMHO

The "official" paperwork should have matched what you signed in the dealer.  So when you were signing what did it say about leasing the car?  What did it have for your payment schedule?

If what you signed doesn't match what you got in the "official" paperwork you have a valid complaint.  If it is the same then it is just a case where you didn't read what you are signing, and you are going to have to make this work.

Also, as a side comment.  The two extra payments would equate to about $330/yr.  These extra payments would be spaced approximately every 6 months so this would mean that you would have to put aside approximately $27 extra a month.  If this amount puts you into a financial crisis where you can no longer afford the car, then I am sorry to tell you but you probably should not have bought this car to begin with.  You had to go to a sub-prime dealer because of your credit, and for them to put a GPS tracking device on your car it must be extremely bad.  But with decisions like this it may explain why you are in this situation, and probably will continue to have bad credit for years to come.