• Report: #274562
Complaint Review:

Pay Pal Buyer Credit

  • Submitted: Fri, September 14, 2007
  • Updated: Fri, September 14, 2007

  • Reported By:Kearney Missouri
Pay Pal Buyer Credit
P.O. Box 981084 El Paso, Texas U.S.A.

Pay Pal Buyer Credit Pay Pal ruined my credit score by 150 points over a late charge that was paid El Paso Texas

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I made a $22.00 purchase in December 06' and my mistake, I did pay the bill 1 week late. I then was billed a late charge and again I must have paid the late fee late & they keep billing me a late charge every month. I sent a dispute letter in July and had no response. I have the names & dated of the people that I talked to regarding this problem.

I was in the process of buying a house and 3 months ago my credit score was average. This late fee has caused my credit score to drop considerably.

I cannot get any help when I call. They tell me there is no records of my writted dispute but on 07/24 I called to verify they received it and spoke to a girl named Katie. They had just received it but it had not been reviewed. I continued to get bills and continued to call with no help!

Thier customer service is very, very poor along with the credit dept.

I relize the late fee was paid late but come on. Write it off considering it was paid instead of charging me a late fee every month and messing up my credit for 7 years. Oh ya, they also add 22% interest to the charge.

Kearney, Missouri

This report was posted on Ripoff Report on 09/14/2007 02:50 PM and is a permanent record located here: http://www.ripoffreport.com/reports/pay-pal-buyer-credit/el-paso-texas-79998-1084/pay-pal-buyer-credit-pay-pal-ruined-my-credit-score-by-150-points-over-a-late-charge-that-274562. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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