ED Magedson – Founder
Peak Kia Littleton Colorado5077 S. Wadsworth, Littleton, CO 80123 Littleton, Colorado USA
Peak Kia Littleton Colorado Peakkia Hard Credit Pulls Without Permissible Purpose, FCRA violations Littleton Colorado
Do not use Peak Kia for financing as they will destroy your credit. They are rude and derogartory toward individuals with children and "bad credit."
Peak Kia continually pulls hard credit inquiries from all three bureaus without a permissible purpose. I applied on one occasion on February 23, 2014. Since then, their sales representative Nolan Chappelle told me to apply again on the 27th, another hard credit inquiry. Fico drops 30 points. Then, on March 3, Peak Kia again pulled my credit without any application or permission, and after expressly notifying them to stop pulling my credit.
I attempted to discuss the issue with various individuals who were quite rude and dismissive. I was told. "what do you care, you have bad credit." I was told the inquiries would be removed. But they were not.
The sad thing is I have purchased a car from Peak Kia previously and yet I am treated like garbage.
I will be filing a complaint with the CFPB.gov for the impermissible pull on March 3, 2014, and have maintained hard copies of my credit files. I will be filing complaints with every consumer outlet available, including the State Attorney General of Colorado.
I will tell everyone I know to avoid Peak Kia. I gave Peak Kia every opportunity to resolve the matter, however, they have chosen to be abrasive and flaunt the law spelled out in the Fair Credit Reporting Act.
If you are in a similar situation, respond to this thread and perhaps a Class Action against Peak Kia is in order. Thank you.
This report was posted on Ripoff Report on 03/06/2014 06:18 PM and is a permanent record located here: http://www.ripoffreport.com/reports/peak-kia-littleton-colorado/littleton-colorado-80123/peak-kia-littleton-colorado-peakkia-hard-credit-pulls-without-permissible-purpose-fcra-v-1128836. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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