Report: #1088966

Complaint Review: PNC Mortgage

  • Submitted: Wed, October 02, 2013
  • Updated: Wed, October 02, 2013
  • Reported By: angie — aurora Colorado
  • PNC Mortgage
    3232 newmark drive, Miamisburg OH 45342
    Miamiasburg, Ohio

PNC Mortgage a very horrific company Miamiasburg Ohio

Show customers why they should trust your business over your competitors...

    I have lived in my house for almost 20 years. I refinanced in 2003 with national city mortgage. They were sold to PNC. In 2007 I was laid off my job and was out of work for 6 months, my new job paid almost half of what I was making. I got 3 months behind on my mortgage payments. Over the next several years I was put on repayment plans. I was paying anywhere from 100.00 to 300.00 a month over reg. monthly payments but never could get caught up. I was told to apply for a loan modification and they could put my late payments at end of loan.

    I applied faxed my application. When I tried to make my monthly payment they said I couldn't because it was in modification and to put it away and pay when I get approved. They would tell me they had all paperwork then 2 weeks later they would need something else. I endded up refaxing paperwork like at least 5 different times then they sd they could not accept paperwork because was faxed at different times so I faxed everything again.  By then they sent it into foreclosure. They were a big help. Well we got turned down for modification but said we could go on a new repayment plan that would save it from foreclosure auction. I had to pay 2977.00 down and an additional 540.62 on top of my nomal mortgage payment for 11 months. If I made all these payments my loan would be current. My original cure amount was for approx 11,000 in march. I made down payment and the first 6 payments. I want to make my loan current so I asked for amount owed thinking it would be 540.62 X 5 more months and maybe 1000.00 in additional fees. I expected approx payoff of about 3000-4000.00. You know what they say I owe to make current 10,300.00. Their attorney sd tthis is what I owe. I've been making my payments for 7 months and I still owe as much now as I did in March. They are nothing but a RIP-OFF

   I just filed  a complaint with attorney general. I

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