Report: #253248

Complaint Review: Pre-Paid Legal Services

  • Submitted: Fri, June 08, 2007
  • Updated: Thu, October 28, 2010
  • Reported By: Johnson City Tennessee
  • Pre-Paid Legal Services
    One Pre-Paid Way
    Ada, Oklahoma

Show customers why they should trust your business over your competitors...

Victims of Pre-Paid Legal, do not dispel! Hold tight! I've been fighting Pre-Paid Legal since 1998 to include a complaint with every agency in Tennessee! I have original documentation from Pre-Paid Legal & no they do not "go to court with you or for you." Tennessee Board of Professional Responsibility states Pre-Paid Legal are not Tennessee attorneys! Pre-Paid Legal did not pay taxes or was licensed in the state of Tennessee from 1980 through February 1998. (Johnson City Press article dated Sunday, 3/1/98! Article Johnson City Press Sunday, June 18, 2000 "insurance gives shield against legal worries." Pre-Paid Legal Services gives new meaning to the word fraud & is succeeding!

I've experienced each one of your complaints & I can add to the list! The times I had a court date due to my auto accident, Pre-Paid Legal has their first time to appear! One court date I was the only person to appear! I made a motion that the case be awarded to me by default jugdement to no avail! Another time we had a court date & I was not even on the docket! My court date of June 19, 2003 I was alone but ready! No Pre-Paid Legal attorney never, ever appeared for any court date! The defense attorney hand delivered 5 limines. I could not talk about anything concerning my case! I lost my case.
Opening & closing statements, collective exhibits, indisputable evidence, enlarged data for anyone in the courtroom to examine. The only motion that should have been filed was me practicing law without a license! The attorney that should have been there for me admitted in writing that he should have represented me 12/05 during the course of a active State Attorney General Office investigation.

Where I'm I now....beyond an impasse! I've contacted the agencies overnight & certified mail for a determination of status with a reply requested in 10 working days! I'm not only fighting for me, I'm fighting for all of us! Consider yourself a winner people! We are survivors, not statistics! My files are irrefutable! Dated, labeled, & in chronological order! Hades will freeze over before I succumb to such belligerent white collar crime involving our Justice System! Last but not least, the lady of anyone needing the toll free number of Pre-PaidLegal Services, Ada, Oklohoma....1-800-654-7757. The perennial saga continues....stay tunred!

Johnson City, Tennessee
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This report was posted on Ripoff Report on 06/08/2007 02:59 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE Employee

Under your exclusions section of the legal shield contract you will find this:

AUTHOR: Sirslappy - ()

E. Exclusions:
1. Pre-existing Conditions as defined in the General Provisions of this Contract.
2. Any matter in which it is alleged that the Covered Person is under the influence of or impaired by
the use of alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not.
3. Any claim or defense which, in the opinion of the Provider Attorney, appears to be frivolous or groundless.

There you have it, the agreement. Look at #3 and #2. YOu agreed to this when signing up. 
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#2 UPDATE Employee

Under your exclusions section of the legal shield contract you will find this:

AUTHOR: Sirslappy - ()

E. Exclusions:
1. Pre-existing Conditions as defined in the General Provisions of this Contract.
2. Any matter in which it is alleged that the Covered Person is under the influence of or impaired by
the use of alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not.
3. Any claim or defense which, in the opinion of the Provider Attorney, appears to be frivolous or groundless.

There you have it, the agreement. Look at #2. YOu agreed to this when signing up. 
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#3 UPDATE Employee

You apparently do not read contracts

AUTHOR: Sirslappy - ()

You must be one of those people who does not read contracts and gets mad when you sign something you AGREED to. It's in the contract with legal shield that it's at the attorneys discretion what they feel has legal merit. Fight legal shield all you want, it's in their contract about this. Afterall if u were an attorney, would u want to go to court on something you know is a losing case? Would you want to go to court for cases where someone is trying to recover 10 dollars?

There has to be some protection for the attorneys. Besides-the attorneys are seperate from legal shield-they are normal attorneys that u see everywhere and are just under a contract with legal shield to help out it's members. You sound like a person who is mad because you had no case, did you get results elsewhere with a different attorney? I'm guessing not and that's why you are using all your time on this losing battle. 
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#4 Consumer Comment



Obviously,  you  have  been  paid  cash,  or   something  equivalent  to  cash  to  harass  this  victim.  I  am  a  victim  of  these  LIARS, CHEATS  and  THEIVES.

I w as sols  a membership,  if  that  is  what  you  dare  to   call  it,    by  a   punk-a** used  car  salesmen  in  Michigan,    or  Minnesota,   a  zillion  miles  away  from  me,  Oklahoma,   PPL,  and  any   sense  of   moral,  or  public   resposibility  for  his actions.

I  was  MADE  TO  BELIEVE  the  PPL  was   going  to  just  d**n  near  work  MIRACLES for  me.   They  referred  me  out  to   bar  members  who  didn't  know  a  d**n thing  about  me,  my  case,   anything.    90  per/cent  of  the  time,   the   lawyers  they  "referred"  me  out  to,   did  not  even  practice  in  the  area  of  law   I  needed.

PPL  is  a  damned  lie,  and  worse.   I  am  not  going  to  ALLOW  a  punk  like  you to  rebut   a  claim  by  this  woman.    Try  it  again,  and  I'll  turn  in  to  BATMAN on  this  RIPOFF  REPORT  SITE, and  I  WON'T  LET  GO.


HARLAND  STONECIPHER  AND  CREW  ARE   LIARS, CHEATS  AND  THIEVES,  and  I  do not  CARE   how  rich  or  "successful"  he  is.   Alphonse   Capone   and   Carlo  Gambino were   successful   and  wealthy.   So  was  Lucky  Luciano.   So  was  Bugsy  Seigel.

You  are  cruising  in  the  wrong   sailboat,   buddy.   I  suggest   you  take  a  new  heading.   Take  the  money   you  have  been  paid,  or  the  political  favors  you  have been  promised,  and   butt  out.   NOW.

The  Doc.
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#5 Consumer Comment

Victims of Pre-Paid Legal

AUTHOR: NorthwestLady - (USA)

I agree with you 110%. I too was duped.

I am an abused, disabled, single woman living alone in a motel room having been unlawfully discharged from a nursing home in Oregon. I receive disability as my source of income. I first contacted PrePaid Legal on/about October 2, 2010 regarding two specific very serious legal matters I needed legal representation on. I had completed an online form for what I thought was to contact a viable attorney but later learned after a man named John Daniels contacted me, that it was PrePaid legal instead. Mr. Daniels contacted me via email stating "Kim, I was unable to reach you by phone. You have a very strong case against both Pinnacle and the hotel. Please contact me at 505-610-1856. Any time, John Daniels PPL".

I phoned Mr. Daniels back this same day and we spoke. I relayed to him in detail two legal matters that I needed representation on, advised him of my disability, and among other things, informed him about my source of income. He told me that a very large, reputable law firm would be contacting me soon, and not to worry that the firm would take my cases pro-bono or on a contingency basis. He went into with me how his family member was abused and damaged by a nursing home as I was and that I would get immediate legal representation. He later stated that I would only have to pay 25% of the whole of legal fees if I had to pay anything at all. When I questioned what he had stated earlier about his statement that would not have to pay anything at all, he stated well if I had to pay anything at all that it would only be 25% of the whole of the legal costs. He again stated to me that my cases were very good, very strong there would be no problem with representation pro-bono or contingency.

I later learned after no law firm contacted me, that I had to contact the law firm myself and I did. I also learned that everything, including emails sent to me by Mr. Daniels, was a lie. He only told me and emailed me what he thought I needed to hear and read in order to get me to sign up for the services. Now I sit here in a non-accommodating-for-the-disabled and no attorney has been appointed to my cases, and no lawsuits filed on my behalf. Only one attorney from the firm has contacted me but none of the promises made to me by John Daniels has ever come to pass. It has been now nearly a month and still no attorney has contacted me to proceed with any lawsuits against the two companies on my behalf.

This has forced me to question the law firm in Oregon who was to be handling and/or appointing counsel for me. I have relayed the promises and conversations/correspondence between Mr. Daniels and me, but the law firm will not honor it. I have several emails from Mr. Daniels, that I contacted and read to the corporate office in Ada, Oklahoma and the complaint division seemed interested in what I had to say, even a gast at certain times to learn of Mr. Daniels' deceit, but I was not ever compensated for the lies and misleading business practices of their agent, Mr. Daniels.

I was told last Wednesday (Oct. 20) by a woman at the law firm during a phone conversation, that I had one more day before I would be contacted by an attorney to take both cases and file suit. She said an attorney would be contacting me the next day, Oct. 21., but no call came; no call came the next day either. Today is Wednesday, Oct. 26, 2010 and still no call; no representing attorney. I have administrative hearings upcoming that I have had to seek re-scheduling on now awaiting an attorney to appear for me as I am tired of getting the railroad and do not know law as an attorney would, but still no attorney for representation.

I have contacted a law firm in Oklahoma that sued PrePaid Legal in 2003 I believe, and I have remitted to that law firm the emails I received from Mr. Daniels, and the issues I face with PrePaid Legal, but I have yet for that law firm to contact me back. If anyone knows of an attorney firm who will go after PrePaid Legal, please do not hesitate to contact me at your earliest convenience.

Like others in America and also on this forum (Janet of Johnson City, Tennessee), I feel that I was taken advantage of by PrePaid Legal and their agent, given information that has proven to false in nature and though I paid my membership up front fee, I have received nothing for my buck. It's not just about paying for the services, but what was misrepresented to me that I found not to be true at all. I am very humiliated and am suffering greatly from anxiety, extreme emotional distress, sleep deprivation, anger and anguish, and I just feel that the agent played on my grief and state of necessity promising me services that he knew were not true. This much is shown in other emails he sent to me advising me to deceive the law firm that I spoke to if they asked certain questions. I am very humiliated and feel victimized, violated now three times.

I truly am in need of an attorney to go after PrePaid Legal Services, Inc. to bring justice to me for their fraud, and deceptive business practices, but to also be compensated for punitive and other related damages I have suffered.

Beware of PrePaid Legal. I now believe that it is a huge hoax, a huge fraud that plays on the depressed and hardshipped emotions of those truly suffering as myself, telling and writing to you what they think you need to hear, i.e., to get you to sign up and pay a fee for services that you [or me] will never receive.

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#6 UPDATE Employee

You're correct - Pre-paid legal doesn't go to court-it's up to the ATTORNEYS contracted THROUGH pre-paid legal

AUTHOR: Sirslappy - (U.S.A.)

Within the contract if you read it correctly-you'll see a segment that talks of how attorneys have the right to refuse anything that is unmeritious. If you have a problem with the attorneys take that up against the attorneys not a company that contracts them. Do you attact your medical insurance if a doctor through that insurance does you wrong? How on earth do you even know what pre-paid legal has paid in taxes by the way? Do you have esp or know more than the IRS? You sound like a babbling baffoon
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#7 Consumer Suggestion


AUTHOR: Tim - (U.S.A.)

If you are guilty of anything, it is certainly the over-use of exclamation points.

Here's the rub. If you had a contract with PPL to provide you with legal defense services, and they failed to do so, then you have a breach of contract issue that you need to take to an outside attorney.

Unfortunately, this is pobably your only recourse. If you choose to take advatage of it, then you will not only help yourself, but you will help every other current and potential victim of PPL. IF you choose not to pursue such an action, then you are a coward, and nobody will be helped by your complaint.

I hate to be so blunt, but, I am tired of seeing people post complaints against unremorseful attorneys and then not do a d**n thing aout it. I am an attorney myself. I screw up every and then. When I do, I man up and let everyone involved know that I f*cked up. Being a man about things works wonders. Being a coward will get you nowhere.

I hope this made sense. I may have had a little too much to drink tonight.

Best regards!
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#8 UPDATE Employee

come on now.... really?

AUTHOR: Pure-logic - (U.S.A.)

ok, i am sure that you think you have some great and noble cause, but really now, why would pre paid legal bother making victims when that is exactly who they are trying to protect? another thing i have to inquire, forgive my blatancy, but did you ever think maybe that you are just dooing this for attention? beleive me i can undersand that though, i have been desperate for attention too, but really now. that is stupid to say "they are a mockery to the judicial system". i see them as a gift, and a becon of good old american freedom, thats right folks, freedom, more american than apple pie (which originated in england anyway).
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