Complaint Review: Premier Savings - Premier Nationwide Corporation
- Premier Savings - Premier Nationwide Corporation
4400 North Scottsdale Road
United States of America
- Phone: 8002081914
- Category: Credit & Debt Services
I was targeted by Premier Savings because I am drowning in debt. I was told that Premier Savings would , for the fee of $429.00, consolidate three of my credit card balances ,$400.00 per month at averaage of 19 to 27 %, into a payment of $202.00 per month at 0% interest. If I wasn't satisfied with the results, I can request a refund. Sounded like a good deal at the time.
Premier Savings sent me a nifty packet of information which contained charts and colored graphs,information on how to create a monthly budget and a template chart to do so.There were instructions to call the 800 number to expedite the process.
As instructed I called the 800 number and a machine told me to leave my name and phone number and I would receive a call in return, with further instructions. Three days later my call was returned, my information verified, and I was given a phone number to CitiBank to apply for a CitiBank Master Card. Upon approval, I would be able to transfer my other balances at 0% interest for one year and 3% interest after that. I applied, I received a letter of rejection. I called Premier Savings. Again, I left a message to return my call . Three days later, my call was returned, and I was told to keep the rejection letter. Upon receiving three such letters, I would be able to request a refund. Not that it would likely happen, of course. I was told to call back in two weeks. Time goes by, I called, 3 days later, my call was returned and I was given the phone number for Peoples United Bank. Again, to request a credit card with 0% interest for 6 months and 8% interest thereafter. Again, I received a letter of rejection. The pattern continued for the Barklays Bank Good Sam credit card.This time an e-mail notice of rejection. I printed the page and called the 800 number, left a message,received return call, and was told I needed first a hard copy rejection letter from Barclays Bank Good Sam credit card, as an e-mail would not be accepted as proof of rejection. I requested a hard copy report, waited patiently for two weeks and when I received the letter , was instructed to write a request for a refund along with the letters of rejection.I did as was instructed and waited.
I received a phone call from Premier Savings and was STRONGLY CONSIDER a debt consolidation course instead of the refund. After 45 minutes of barely civil conversation I was told that my refund of $171.40 would be issued on the 18th of September.( This was said on the 3rd of September ) I informed her that my refund should be for $429.00. She informed me that Premier Savings was keeping 60% for their shipping and processing fee.
That was my experience with Premier f#%*&@g Savings Corporation.
This report was posted on Ripoff Report on 09/14/2009 11:30 PM and is a permanent record located here: http://www.ripoffreport.com/reports/premier-savings-premier-nationwide-corporation/scottsdale-arizona-85251/premier-savings-premier-nationwide-corporation-premier-savings-corporation-charged-429-494948. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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