• Report: #113430
Complaint Review:

Premier Solution

  • Submitted: Mon, October 18, 2004
  • Updated: Thu, October 28, 2004

  • Reported By:Dunn North Carolina
Premier Solution
http://pkilgore.com Internet U.S.A.
  • Phone: 800-449-5977
  • Web:
  • Category: Loans

Premier Solution, Premier One Bank contacted me about loan. Rip-off! Internet

*Author of original report: "loan" details... come to this site before sending money

*REBUTTAL Individual responds: premier solution rip off

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On Thursday, October 14th, I filled out several online applications to receive a $1500 loan to get thru a tight situation. Friday, October 15th, Angie Smith called me and stated that I was approved, however the smallest loan they offer was $5,000. Fine by me... I could always put the extra money in savings and use it to pay back the loan all the while earning interest myself.

The phone connection wasn't very good so I had a hard time understanding the entire conversation. I was told that I would need to fax a copy of my Social Security card, my drivers license, and a copy of my most recent paystub. Before we ended the call I asked again for the name of her company, and she stated it as Premier One Bank. She also gave me a number to call her back as 800-449-5977 and a fax number of 800-691-7091. Later that day I tried searching for the phone numbers and the bank name over the internet but could not find anything.

Today, October 18th, I did fax the copy of my Social Security card, drivers license, and most recent paystub to the fax number Angie Smith provided. After returning home I attempted to call Angie Smith back to complete the application over the phone. I called 3 times and each time I asked to be transferred to Angie Smith I would get disconnected. The 4th time I got an answering machine which stated the company name as Premier Solution. With this name - I did a search on the internet and unfortunately ended up here on Rip-off Report.com!

Fortunately I discovered this company is a scam before handing over money as some other people have, BUT I was really looking forward to this loan to help out right now. Also - I am worried about anyone using the information I did fax. I will be keeping a close eye on my credit report and monitoring my bank account even more closely.

Dunn, North Carolina

This report was posted on Ripoff Report on 10/18/2004 10:32 AM and is a permanent record located here: http://www.ripoffreport.com/reports/premier-solution/internet/premier-solution-premier-one-bank-contacted-me-about-loan-rip-off-internet-113430. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

"loan" details... come to this site before sending money

AUTHOR: Jeremy - (U.S.A.)

So - I finally got some phone time with Angie Smith. I knew at this time tho that this was all a scam and there was no money coming for me .. every. But - just for fun and to get more information I played along for several more phone calls.

We discussed the details of the loan. The first time I got ahold of her, she put me on hold to go get my 'paperwork' .. and I got disconnected, a common thing here it seems. So I called back several hours later, she apologized and started on with the details.

For a 5,000 loan I (with my very negative credit history) would get a 4.0 percent interest rate! Then - as 'insurance' I would only need to send in $900, which if I got behind would pay my payments up to 4 months, OR if I lost my job or became disabled it would pay the loan off. At this point she said I would need to fill out and sign the application - I have her my email address so that she could email the forms to me. The next day (when she said she'd email them) they never arrived. About a week later she left a voice mail for me - stating that she needs to get ahold of me to finish the paperwork. I am not returing her call.

Fortunately - I was able to get some money from my parents and am no longer in such a financial bind. And hopefully I didn't cause myself any future headaches with the information I did already send to this company.

I hope everyone else will take the iniative to come to this site before sending money to this scam!
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#2 REBUTTAL Individual responds

premier solution rip off

AUTHOR: Michele - (U.S.A.)

Had gotten a call from a Cara Rinaldi saying I was approved for a loan. Great I needed one to get myself back together after some destroyed my account because of a fraud. I filled the paper work out did what was asked. Tried to get intouch with Cara I was told she no longer worked for them So angie Smith will be doing my loan now fine. I get the money of 868.00 for the insurance fee since I am a high risk got the money in on 10/22/04. call them Saturday morning the guy said great the funds will be out said ok no funds. Call sunday to see what happened the guy said he tried to call me there was a small thing wrong said great money would be in the bank between 2 p and 5p. Surprising Cara called that night saying the same thing as the guy did earlier the money would be in there. In the mean time the money I needed to make my car payment didn't come and my car got repossed on monday my gas is still off. Angie Smith tells me now I need 550.00 more dollars and the money will be in my account in 6 to 8 hours A Angie Smith I needed aloan because I have no money. I want to know the banks name to talk to them can't find anything.
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