Progressive Auto Insurance Refusing To Accept My Payments Twice! Nationwide

Their automatic payment system is absolutely broken because not only did they do the payment schedule 10 days late they charged me an additional $25 for the payment not coming through and for being late and somehhow that is my fault? Blow it out your a*s. They even charge you an additional $1 for paying your insurance ahead of time. What kind of Jewry is this? I refused to pay and they sent out an $85 collections so I am paying money for a service that I refuse to have for switching to another insurance because these idiots are having technical problems receiving transactions and somehow that is my fault? This insurance is as "progressive" as the leftist ideology,mentally insane and incompetent beyod belief.