Prosperica Benefit Mastercard Credit Card, bank fraud Ripoff Champlain New York

I am posting here to warn everyone about Prosperica Benefit and their scam. I was so surprised to get the phone call offering me a credit card. I was excited, but skeptical. I listened to what they had to say. BIG MISTAKE!! Prosperica Benefit claimed to be affiliated with large banks such as Wells Fargo, Bank of America and CitiBank. That sounded good at the time so I went for it. This would have been my first credit card. I agreed to allow Prosperica to debit 259.00 out of my account on September 3. They went through what seemed like a very professional series of verifications (similar to that you would do with your bank or other organization). The deal was done and the phone call ended. A few days later I got to thinking about it. Something just didnt seem right. So I tried to call them. It took me 2 days to get through and when I finally did, they didnt have any answers and accused me of being rude when asking too many questions. I was subsequently hung up on after obtaining no information. So I started poking around on the internet. No such thing as Prosperica Benefit. Nothing to be found. So I called Wells Fargo... still nothing. So I called the BBB.... nothing. It finally hit me... this is a total scam. So I went through the procedures of notifiying the fraud department at Wells Fargo.

I placed a stop payment and pending all outstanding transactions was going to close that account and open a new one. However, before I could transfer all of my information over and close that account, Prosperica Benefit changed the amount of the debit from 259.00 to 249.00 and went unnoticed by Wells Fargo and their "fraud" division. The bottom line here is these people are thieves and they know how to work the system. I have filed a complaint with the BBB, local police department and with the secret service (who handles credit card fraud). DONT BE A VICTIM! These scum suckers are very convincing and come off as a great credit card company. DONT BE FOOLED!! This company does not even exhist.

The no-customer service representatives are sitting somewhere in a boilerroom sucking the life out of people who are trying to start over.

Rebecca
Holmen, Wisconsin
U.S.A.