• Report: #150245
Complaint Review:

Providian Bank

  • Submitted: Mon, July 18, 2005
  • Updated: Mon, July 18, 2005

  • Reported By:BRONX NY
Providian Bank
PO BOX 660433 Dallas, Texas U.S.A.
  • Phone: 800-779-7993
  • Web:
  • Category: Banks

Providian Bank Ripoff Dallas Texas

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To Whom It May Concern:

My name is Ella Gershman. On May 26, 2005 I received a call from a Providian Bank representative and she informed me that I'm one payment behind on my Providian' credit card. I told her that I never received a statement and she replied that I can correct this situation by paying with my credit card (for a $15.00 fee or free of charge using the Providian Web Site). I tried the second option, but my payment was rejected. After a few attempts I gave-up and paid the bill using Citibank Direct Access electronic payment (below is the snapshot of this transaction)

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Here are the details for the past payment you selected:
Payee: PROVIDI4227
Amount: $ 220.00 (Paid electronically)
Payment Date: 05-27-2005
Date Entered: 05-26-2005
Reference Number: 10532
Status: cleared on 06-01-2005
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The next month, when I received my statement from Providian bank I notice that the interest rate was raised. If you check my payment history, you will see that I have a perfect payment record. Furthermore, I received a letter telling me that my credit line has been increased..

I see this act by Providian bank as nothing less than an attempt to extort more money.

BRONX, New York

This report was posted on Ripoff Report on 07/18/2005 04:37 PM and is a permanent record located here: http://www.ripoffreport.com/reports/providian-bank/dallas-texas-75266-0433/providian-bank-ripoff-dallas-texas-150245. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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