Complaint Review: Providian Emerge Mastercard - Atlanta Georgia
- Providian Emerge Mastercard PO Box 105667 Atlanta, Georgia U.S.A.
- Phone:
- Web:
- Category: Credit & Debt Services
Providian Emerge Mastercard ripoff Atlanta Georgia
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I had a credit card issued by Providian Bank. After several months they increased my credit limit because I kept the account in good standing. I then recieved a letter from them stating there were some changes to my account and I would be recieving a new card in the mail with the new card holder agreement.
The new cards were issued by Emerge Mastercard. When I got the new cards in the mail I noticed my available credit had been decreased from $1500 to $480 and the interest rate had jumped to 29.99%. I went several months without recieving a bill from them and when I finally did recieve a bill from Emerge they had accumulated late charges as well as over the limit fees since my balance was over the limit from the credit decrease.
I have never experienced such a scam in my life. I have since closed the account but they still dont send bills regularly and when I do finally see a bill they have added all kinds of fees to it.
I tried to buy a car the other day and now thanks to them what was once an excellent credit score is not looking so good anymore. I would warn anyone against accepting a credit card from Emerge. They are crooked and dishonest.
James
justin, Texas
U.S.A.
This report was posted on Ripoff Report on 06/03/2003 09:54 AM and is a permanent record located here: https://www.ripoffreport.com/reports/providian-emerge-mastercard/atlanta-georgia-30348/providian-emerge-mastercard-ripoff-atlanta-georgia-59403. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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