Purco Fleet Services what's a 'second estimate'??? spanish fork ut

Purco is the infamous risk management company that handles “loss prevention” — chasing down and billing car rental agency customers loss claims, even if false. I rented a car in Arizona in April of this year. It struck a rock on a freeway, which greatly damaged the oil pan and a bushing. Of course I had not gotten rental insurance, assuming my credit card would provide rental insurance.

Two months later Purco billed me for over $3,200 for repairing the oil pan and bushing. They emailed photos and invoices, etc. this fee included the charge for loss of use and everyone’s favorite: “administrative fees”.

Not wanting a ‘hit’ on my car insurance record, I paid the full amount. (I learned credit card provides insurance only after your regular auto insurer pays a share.) Case closed.

Here’s the kicker: in early July Purco emailed a ‘second damage estimate’ demanding over $1,400 to pay for more damage that was discovered. Again they emailed blurry photos that showed nothing. My local garage service people say a ‘second damage estimate’ is unheard of. I think that because I paid a huge amount, Purco sees me as a pigeon and is trying to get more easy money out of me. They haven’t even invested in a stamp!

I don’t have the money. I think this whole setup is theft. If I don’t pay, what’s the worst they can do? Lower my credit score?