Ralph Webster - Cash Loan USA Rob Nationwide

I received a call from Cash Loan USA a little after noon yesterday, while at work, July 7, 2016. The man, supposedly named Ralph/Rob had a thick accent (which should've red flagged it right away). They told me I was approved for a $5,000 loan. The caller then asked how much would I like to borrow. I initially said $350, but once he told me that the least amount I could borrow was $2,000 I decided to go along with it. He told me that my payment would be $183 a month for a year and that my total pay out would be $2,200. He then asked me for my banking account information. I gave it to him. He told me that the money would be on my account between 12am-6am. He also told me that in order to make sure I was the only person with access to the account I'd have to send the money back to their company via Money Gram by 8am, then shortly after I would then receive my loan. Sure enough, on my last lunch break around 8:15, the money was listed as pending. Now it is July 8, 2016 and I've tried calling them on numerous occasions. I've left 2 voicemails and two text messages and still haven't receivd an answer. My account is locked and I cannot access my funds and/or theirs. Little did they know I only had $0.73 in the account, so thank goodness they couldn't access more of my money. Now listen, I've never had a loan before, I don't have any credit, and I just didn't think it was a scam. I'm only 20, and yes I should've been more careful, but that doesn't give them the right to scam people.