Report: #104782

Complaint Review: RF Financial

  • Submitted: Sat, August 21, 2004
  • Updated: Thu, September 23, 2004
  • Reported By: 72756 Arkansas
  • RF Financial
    354 East 600 South
    St. George, Utah

Show customers why they should trust your business over your competitors...

RX Financial is a scam and a half. I was conacted by this company over the phone. They made the offer that I could receive a $5000.00 Visa or Mastercard with a One Time fee of $219.90! Having bad credit from being younger, I was interested in getting a credit card, as I travel with my current job.

They informed me that I would receive a list of 250 federally insured banks in which to choose who I wanted my New Credit Card through. The money was taken out of my account on the 1st of August via bank draft. on the 16th of August, I received a package which included a book, cd, and a letter. It was instructions on how to better your credit? I didn't pay $219.90 to find out how to better my credit, I gave a one time fee in order to get a Visa or Mastercard as I was promised to help me while on the road. I could have went to my own d**n bank and paid that amount and got a credit card with a $2500.00 limit no problems.

I contacted them yesterday (Friday Aug 20th) This is about the 10th time that I've been on the phone with one of their operators, and again he tells me You can get a $5000.00 USA Gold or Platinum Card. Me: "That isn't a credit card, it's an online shopping card, I was promised a visa card" Him: "No, you were promised a credit card" Me: "Your Sales Rep said Visa or Mastercard, and it was my choice" Him: "He may have said that sir, but it's not the case". So this idiot just admited that he ripped me off, and basically tells me he'll go over my voice recording. Sure thing, you recorded me saying I'd like to have a VISA OR MASTERCARD!!

I informed him that I'm going to my bank to fill out an afidavit and get it notorized by my bank, as my bank has instructed me to do. He tells me "Good luck, the sale is final you accessed the website". Me: "Again, you told me to access the website to get a list of banks, and all it is are more places to apply for credit cards, I get dozens of security deposit credit cards a week, and I can type in credit card in any internet shearch and apply for a thousand an hour at NO CHARGE". So again they LIED in order to try and seal the deal. This company is full of crooks, and they need to be shut down and prosecuted to the fullest extent of the Law.

I'm heading to my bank on Monday Morning to take care of this riff raff.

72756, Arkansas

sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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This report was posted on Ripoff Report on 08/21/2004 02:09 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Rx Financial Scam

AUTHOR: Ellen - (U.S.A.)

I was contacted by Rx Financial by phone. They offered me a visa or mastercard credit limit of $5000.oo with one time fee of $219.90. Since I'm still starting & don't have any credit history I agreed to their offer by giving them my bank account #.

In short, I received the financial 1st aid kit and a letter stating what the other victims received.

I called them up because I decided to just refund the money they debitted from my account, at first they just hang up. Again dial their number and luckily one of their staff answered,I told I decided to get the refund but you know what they said, the three business days request for refund already lapse and they can't refund my money. Instead, they told me to go online their website, enter the passcode they provided me and get avail of the gift certificate they offer to their costumers. I did so. It was too late when I gone over your website and read the comments of the others victimize by this Rx Financial.

I am writing this rip-off report to inform other poeple to be aware and not to respond to this kind of telephone calls. The money was already deducted from my account I just hope I get my refund.
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#2 Consumer Comment

Didn't get me

AUTHOR: Thomas - (U.S.A.)

I too got a call from these ummm people. I was promised all the same things. As soon as I got off the phone I realised I had made a big mistake. So I promptly went to my bank. Checked my balance and seen they had not taken the money out. And closed my account. So they won't get me.
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#3 Consumer Comment

I recieved the same phone call and promised a credit card with no credit check and a $7500.00 i request a refund

AUTHOR: Jean Daniel - (U.S.A.)

I recieved a call by the same company saying that i've been approved for a credit card of $7500.00 with and some other stuff like their web-site and my id # and they also gave a name Marc Parker
to conact whenever i call, well i was online and check out my account and i found that a $219.90 fee missed in my account and trully i do not even know why anyway i thought that was a good idea having a credit card. the only thing , i know i work very hard for my money and itn't fair for the money that was taken out of my account, I hope that one day I get a refund and i'm gonna try to contact my bank just to see how to take care of this riff raff.
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#4 Consumer Comment

I recieved the same phone call and promised a credit card with no credit check and a $5000.00 limit.

AUTHOR: Alvin - (U.S.A.)

What I recieved is book(financial first-aid kit) and a letter. With a their web-site and a pass code. There is also a statement that reads,(Please note that after you have used your password to unlock the resources of your transaction is complete and not subject to refund). To me, this statement is taking away my garaunteed satifaction.

I called the customer service number a spoke to a rude person that would only give the name (natty)to request a refund. She was unable to convince me to use the pass-code. She got angry, said they would have to investigate, and hung-up on me.

I do believe this is a rip-off. I hope that one day I get a refund and that get these thieves.
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