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Report: #122037

Complaint Review: LHR - Hamburg New York

  • Submitted:
  • Updated:
  • Reported By: Cleveland Ohio
  • Author Confirmed What's this?
  • Why?
  • LHR 56 Main Street Hamburg, New York U.S.A.

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In September 2004 I was contacted by LHR who said they had purchased a debt incurred by Play Palace, Inc., a corporation they said I was a party to. The debt was incurred in 1992. They said the debt was now over $4000 and had been sold to them by First Charter Bank, with whom I have never done any business.

I said I had never been a member of any such corporation and would not satisfy a debt I had not incurred. They said I could pay $1000 to satisfy the debt now, but that if they had to prove I had incurred it I would have to pay the whole thing. They had my social security number attached to this debt somehow. They also said they had written me numerous times about this debt, which was not true.

After that conversation, they did send me a written notice, which said that I had 30 days to respond in writing, which I did, return receipt requested. In my letter I told them that I disputed this bill, and that I wanted them to send me some documentation that would prove I had incurred this debt. They have not done so.

I now receive calls every few days threatening me with various things. I do not respond to these, and I will not do anything else until they send me some proof. I have filed a complaint with the FTC and if and when this appears on my credit report I will protest it. Is there anything else I should do?

Patricia
Cleveland, Ohio
U.S.A.

This report was posted on Ripoff Report on 12/09/2004 01:57 PM and is a permanent record located here: https://www.ripoffreport.com/reports/lhr/hamburg-new-york-14075/lhr-ripoff-invented-1992-debt-they-say-i-incurred-as-a-principal-in-a-corporation-all-lie-122037. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#4 Consumer Comment

LHR ripoff and statute of limitations

AUTHOR: Kevin - (U.S.A.)

POSTED: Saturday, December 18, 2004

Find out the statute of limitations in your state. If the debt is out of statute, they are SOL even if it was a valid debt. Also, remember that they have 30 days to respond to your debt verification request or else they cannot pursue it any further. Once the 30 days is up, you should send them a cease and desist letter return reeipt requested. After that, if they contact you again, you can sue them.

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#3 Consumer Comment

LHR ripoff and statute of limitations

AUTHOR: Kevin - (U.S.A.)

POSTED: Saturday, December 18, 2004

Find out the statute of limitations in your state. If the debt is out of statute, they are SOL even if it was a valid debt. Also, remember that they have 30 days to respond to your debt verification request or else they cannot pursue it any further. Once the 30 days is up, you should send them a cease and desist letter return reeipt requested. After that, if they contact you again, you can sue them.

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#2 Consumer Comment

LHR ripoff and statute of limitations

AUTHOR: Kevin - (U.S.A.)

POSTED: Saturday, December 18, 2004

Find out the statute of limitations in your state. If the debt is out of statute, they are SOL even if it was a valid debt. Also, remember that they have 30 days to respond to your debt verification request or else they cannot pursue it any further. Once the 30 days is up, you should send them a cease and desist letter return reeipt requested. After that, if they contact you again, you can sue them.

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#1 Consumer Comment

LHR ripoff and statute of limitations

AUTHOR: Kevin - (U.S.A.)

POSTED: Saturday, December 18, 2004

Find out the statute of limitations in your state. If the debt is out of statute, they are SOL even if it was a valid debt. Also, remember that they have 30 days to respond to your debt verification request or else they cannot pursue it any further. Once the 30 days is up, you should send them a cease and desist letter return reeipt requested. After that, if they contact you again, you can sue them.

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