• Report: #669373
Complaint Review:

RJ Frazier a.k.a Rhonda Montgomery RJ Montgomery

  • Submitted: Wed, December 08, 2010
  • Updated: Mon, December 08, 2014

  • Reported By: I was stupid — Alabama United States of America
RJ Frazier a.k.a Rhonda Montgomery RJ Montgomery
6199 gulf shoeres parkway Gulf Shores, Alabama United States of America

RJ Frazier a.k.a Rhonda Montgomery RJ Montgomery RJ Frazier Con-Artist & Thief Gulf Shores Alabama

*Author of original report: RJ Frazier on 5 YR PROBATION- Contact DA

*Author of original report: Millry...good to know!

*REBUTTAL Owner of company: Please file charges on her

*REBUTTAL Owner of company: I kno EXACTLY where she lives

*Author of original report: R.J. Frazier still at it

*Consumer Comment: Concerned Friend

*General Comment: I still live in Ohio and she ripped me off too.

*REBUTTAL Owner of company: i can help also

*General Comment: I know her

*Consumer Comment: Willing to help if you still need it...

REBUTTAL BOX™ | Respond to this Report! | Consumer Comment

What's this?
Corporate Advocacy Program

Show customers why they should trust your business over your competitors...

What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

Set the record straight:
Arbitration Program

SEO Reputation Management at its best!

   Rhonda J Frazier =A.k.a.: "RJ" ,  RJ MONTGOMERY,   Rhonda Montgomery.

  BEWARE!! This woman is BAD NEWS, not just because she's a criminal but because she's a GOOD ONE~ 

Verified Legal Name: Rhonda Janelle Frazier , african american/ lighter skin , often wears hair in a bun. Average build. /Her daughter is approx. 13 yrs old, african american/light skin, georgious, tall, well dressed, and sweet.Tall for her age.


Who is RJ Montgomery or RJ FRAZIER?

A con WITH a CRIMINAL RECORD! HOWEVER~ She cleans up well, lives what appears to be a $$ life. Looks like she has money, she tries hard to earn YOUR TRUST!! Ya'll do your homework! She's a con/fraud with a criminal history> Check Fla. for "starters"

What's her skill? She CLAIMS to me a legal mediator (One of many things she claims). The stories change as your around her. She claims to own a business and be an advocate for abused women, then its, she's working on/waiting on cases from the "State of...Al,Fl.Tn." to mediate for the judical system, then it's a casino she mediates for based in Fl. (a cruise ship line). She walks and talks like a pro. She can be polished! I'm familiar with the industry professionally and she's got the lingo & process down! I am not typically trusting at all or easy to get one over on but YEAH, I took it...hook,line,and sinker - for a while. She tried to get me to invest in her business many times, I refused.

What does she do?

Takes ANYTHING SHE CAN GET. It's all about opportunity with her but she's patient. She wants your money (for a start) and will steal it if needed, professional references (she'll ask for it), used me credibility, a place to hide or sleep...

 How does she get by as a FRAUD?     It's easy to over-look RJ's lies and inconsistancies when her kid is being pushed on you-I adored her > BTW~ Her daughters name was even fake (First AND last name a total lie.I found out the childs real name later. Sad.), but not the childs fault.RJ admitted she changed names to hide. I won't say the childs name but she's about 12/13 now, pretty girl and sweet. She didn't stay with RJ all the time. RJ told me she sent her kid away for the "summer", but summer came and went. I never got to say good-bye.This kid deserves better.

Where is she now?

 "RJ Montgomery" <as I knew her...skipped out a few months ago from a condo she squatted at. She was in Gulf Shores, Alabama. She claimed to work in Pensecola Fl.(abt 35 miles away). This was as a mediator for a casino place/claiming to be a lawyer. I followed up, I got it was B.S. it was a lawyer refferal site. I confronted her..She stayed firm that she was also doing "family mediation" for the state then...bla bla..I followed up and of course that was B.S. as well as to where she told me.

My story?

  I was going through a divorce, had little family...and we were in a similar industry (so I thought). I thought we had hit it off as friends.After a few months she was acting like she cared for my kids offering to help watch my chronically SICK child. I was struggling and thought she wanted to help BUT all the while getting my personal info and money! I gotta tell you I'm not normally stupid but I was this time! She robbed us and DID SO KNOWING that we were already in financial trouble. My kids 12 & 15 yrs old, really liked her & they took it hard. I had to show them her mug shot for it to sink in, my daughter was devastated~ I think everything about RJ is only what serves her or what she wants you to see.

It all ended when...

 I looked her up online and saw the rip off report. I put it all together. I had already lost several THOUSAND dollars & some personal items by this point. I confronted her with her mug shot,her criminal history, & the RIP OFF REPORT from the previous victim.She tried to deny the criminal stuff at first till I laid down her mug shot. She then was like "OK,SO,WHAT DO YOU WANT?!" with attitude. She admitted it was her, then it went from mad to crying,defensive to mad again,begging,then crying again. She admitted she was a fraud but also gave several versions of excuses. It's like she was trying to decide by my reactions what ploy would work on me. Finally she just stopped and said "Ok, yeah. I lied and took your money", it was about the $$ scam. Gotta tell ya my heart was broken and I feel humiliated. I let this woman near my kids.

I first asked "why did you do this to my kids, to me..??". She wasn't really sorry or anything. I told her I would press charges~then she went to begging and crying.She wanted to know if there was any way to get out of this. I told her I wanted EVERYTHING she took from me, back. She said she'd do whatever she had to. A few days later she skipped out of where she lived. I wasn't sure where she went but I was looking! She changed her cell # but uses verizion.


This woman hears I AM looking for her (As if I wasn't CLEAR ABOUT THE FACT I WAS)...she CALLS ME~ blocking her number and can you believe >>>She THREATENS ME! Tells me she's going to sue me for slander and ruin me??!$ That she will get even MORE money from me and that I will have to be writing her a check!!! OMGosh.. Seriously, bring it!!!! You have some gall to steal from me, hurt my children...{deep breath}}lord help me if I had not had a Preacher sitting next to me when you called! I wish she'd call me back..She can go to... jail...!

I'm am investigator with over 157 captures of pedophiles & criminal captures! I have NEVER been arrested & I respect & OBEY the law...Who IS RJ  FRAZIER/ MONTGOMERY? A convicted FRAUD (and that's being kind). I was a fool granted. I made it very easy for RJ many times but NO MORE! "We" victims will connect.

WARNING: RJ told me that she would get me my money from her other CON-Job she had going besides ME! Apparently, she had a rental car that someone else was paying for(since I had met her). She stated to me she was running a scam and she could get money out of that person- at least she would try.  I was done at that point, I don't want dirty money.

  RJ cooks, brags on her lemonade and cheesecake...she claims she's from Ohio, has her other daughter there and family. Claims to have a "adopted" daughter who had a kid in 2010, talks about supporting her Mother paying all the bills. She has no pets, shows pictures of her kids prom dresses on cell phone along with pics of fancy house she says she lived in. Always has legal documents to show you...Don't be fooled.   The ex husband is allegedly a "bad" cop, so she says. She says he's corrupt and tried to kill her (there's a long story with that). She claimed at first THAT'S why she hides the way she does. She's on myspce but hides herface in the pic and uses a different name /nickname.

Wake up! Don't be like me...call your local police or investigative taskforces if she's stealing from you! Hide your MONEY, jewelry,documents...do NOT let her in your home! I made sure to document everything, before you do anything always record the call or conversation with her!!

This report was posted on Ripoff Report on 12/08/2010 10:27 AM and is a permanent record located here: http://www.ripoffreport.com/reports/rj-frazier-aka-rhonda-montgomery-rj-montgomery/gulf-shores-alabama-36542/rj-frazier-aka-rhonda-montgomery-rj-montgomery-rj-frazier-con-artist-thief-gulf-shore-669373. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Click Here to read other Ripoff Reports on RJ Frazier a.k.a Rhonda Montgomery RJ Montgomery

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
3Author 4Consumer 3Employee/Owner
Updates & Rebuttals

#1 Author of original report

RJ Frazier on 5 YR PROBATION- Contact DA

AUTHOR: I was stupid - ()

For victims:

 I located this article on RJ. Huge amount of fraud.  The probation still applies as of now. Follow up!.

Ohio woman pleads guilty to 70 felonies in scam of Baldwin residents

BAY MINETTE – A 43-year-old Ohio woman pleaded guilty Thursday to a string of 70 felonies she committed against several South Baldwin residents.
Rhonda Janelle Frazier befriended a South Baldwin couple when she was living in Orange Beach and offered to file a claim for them at the BP claims center following the oil spill. She obtained the woman’s Social Security number and other information and within a month opened a number of credit card accounts and a cell phone account in the victim’s name. She was charged with 56 counts of fraudulent use of a credit card, 12 counts of second-degree forgery, one count of identity theft, and one count of second-degree theft, the latter charge stemming from a case with a separate victim.
“The victims already were in a fragile position as a result of the BP oil spill’s effect on the local economy,” District Attorney Hallie Dixon said. “They trusted her, and she took advantage of that trust. She is a predator.”
Frazier entered a blind plea of guilty to the charges, meaning that no prior plea agreement had been reached with the prosecution. Assistant District Attorney Chandra Paul asked for Frazier to be sentenced as a habitual offender, which calls for sentences ranging from 15 years to life in each felony, because Frazier has five prior felony convictions in Ohio for similar offenses. However, Circuit Judge James Reid handed down a sentence of 10 years for each felony category split to time served of 19 months, and five years of probation, cautioning Frazier that if she violated strict probation orders she would return to prison for the full 40-year sentence.
“To protect yourself from identity theft, it is important to always keep your Social Security number and personal information confidential,” Dixon added. “Don’t share it with anyone unless you are certain that the person you are communicating with is whom they claim to be.”
The District Attorney’s Office recommends that all citizens check their credit reports periodically to ensure they list only legitimate accounts. You can receive a free copy of your credit report from each credit bureau every 12 months, available by calling 1-877-322-8228

By Mark R. Kent, Press-Register Press-Register
on September 16, 2012 at 2:27 PM, updated September 16, 2012 at 2:32 PM

Rhonda J. Frazier

A 43-year-old Ohio woman pleaded guilty Thursday to a string of 70 felonies committed against a number of south Baldwin County residents.

Baldwin County Circuit Judge James Reid sentenced Rhonda Janelle Frazier to a split term of 19 months already served with the remaining 10-year term for each of the four felony categories.

Frazier was also given a five-year probation term.

Frazier befriended a couple while living in Orange Beach and said that she would file a claim for them in relation to the BP oil spill in 2010.

Instead, Frazier got the woman's Social Security number and other information that allowed her to open a number of credit and cell phone accounts in the victim's name.

She ended up charged with 56 counts of fraudulent use of a credit card, 12 counts of second-degree forgery, one count of identity theft and one count of second-degree theft involving a separate victim.

Frazier entered a blind plea, which is a plea with no pre-set agreement on sentence terms. Assistant District Attorney Chandra Paul wanted Reid to sentence Frazier as a habitual offender with prison terms up to life, due to prior convictions on similar cases in Ohio.

Reid, however, opted for the lesser terms.

Baldwin County District Attorney Hallie Dixon called Frazier "a predator."

Dixon said, "The victims were already were in a fragile position as a result of the BP oil spill's effect on the local economy."

Dixon said that citizens especially need to keep Social Security numbers and other personal information confidential.

BP scammer may have other victims, Baldwin investigators say

By Robert McClendon | AL.com Contributor Press-Register
Follow on Twitter
on February 26, 2011 at 5:51 AM, updated February 26, 2011 at 6:53 AM
Rhonda Frazier: 41-year-old Ohio woman was charged with 9 felonies and 8 misdemeanors ranging from identity theft to fraudulent use of a credit card in connection with an alleged BP oil spill claim scam. Authorities say Frazier posed as a claims mediator to get personal information from a Baldwin County resident, then used that information to get credit cards in their name.

ORANGE BEACH, Alabama -- Baldwin County authorities arrested an Ohio woman Friday who they say posed as a mediator for a Foley woman trying to file an oil spill claim against BP. 

Rhonda J. Frazier, 41, was charged with nine felonies and eight misdemeanors, ranging from identity theft to fraudulent use of a credit card and third-degree forgery. 

Although investigators know of only a single victim so far, Frazier’s behavior in the two weeks before her arrest suggested that there may be many more victims, said Maj. Anthony Lowery, a spokesman for the Baldwin County Sheriff’s Office. 

"She’s changed her name a few times, and she has changed residences a few times, and that’s why we suspect there are additional victims out there," Lowery said. "I find it unlikely that she stopped at one victim because she was highly successful with the victim she had." 

Frazier also used the names Rhonda J. Montgomery, Rhonda K. Montgomery and Rhonda K. Frazier while she was in the area, Lowery said. 

Frazier’s most recent address was in Orange Beach, according to the Baldwin County Corrections Center website, but Lowery said she has an extensive criminal history in Ohio for similar offenses. 

It’s unclear whether she moved to the Gulf Coast specifically to take advantage of the oil spill, Lowery said. 

Frazier gained access to the victim’s financial documents by posing as a mediator, who would help her prepare documents for an eventual claim against BP PLC, Lowery said. 

Frazier did ultimately prepare some documents that were apparently convincing enough that the victim thought Frazier was acting in good faith, but only after enough information had been obtained to open five credit card accounts and sign up for a cell-phone plan, Lowery said. 

Frazier racked up almost 200 charges and several cash advances on the cards, according to a release issued by the Sheriff’s Office. Security cameras at a big-box store and a bank showed her using the cards, according to the release. 

The total cash value of the fraud has yet to be determined. 

Lowery said that it’s common for identity thieves to sell a service as a pretext to gain access to private information, but this was the first case he’s seen where an alleged fraudster used the BP claims process as a cover. 

"It’s a new spin on an old trade, unfortunately," he said

Respond to this report!
What's this?

#2 Author of original report

Millry...good to know!

AUTHOR: I was stupid but getting wise - ()

Keep posting as you all get details, please.

Also to the EX husband/BF, well I'm glad you posted. I just wish I had seen your post sooner as I'd warn you about what she has told myself and a few others (in my presence) about you and the "abuse" and "terror" she claimed to be endured from you. 

I was given a very dramatic and tearful story (partly in front of her child) that you raped and tortured her -R.J.- repeatedly, during and after your relationship (she gave horrific details, no doubt to win sympathy). Admittedly, now knowing what I do about her, I know she lied.  However, she claims you stalk her, that she had gone to court for TPO after being almost beaten to death by you. Supposedly you were/are a cop or affiliated somehow, but that may be a lie too. As we all have experienced, shes an excellent con.

Millry, Al. - Good to know :) Thanks and Happy Holidays

Oh BTW... R.J.>>  We all know you read this. Thank you Rip Off Report!

Respond to this report!
What's this?

#3 REBUTTAL Owner of company

Please file charges on her

AUTHOR: Jaidenyl - ()

her daughter is with her and is suicidal. This woman has seen her kid twice in 2 years! She's up to no good and I need to help her daughter. She uprooted her from her school in gahanna where she is straight A student and a varsity cheerleader. This is not fair to her. It's just a matter of time before she is back in jail. 

Respond to this report!
What's this?

#4 REBUTTAL Owner of company

I kno EXACTLY where she lives

AUTHOR: Jaidenyl - ()

Her 16 year old daughter just came to visit her for Thanksgiving and now RJ is making her stay with her even though she's lost custody of her and her daughter doesn't want to stay with her. Her daughter is devastated and I have to help her. RJ is living in Millry, Alabama , population 500!!! She shouldn't be hard to find. 

Respond to this report!
What's this?

#5 Author of original report

R.J. Frazier still at it

AUTHOR: I was stupid - (United States of America)

I happily but regretfully see many comments with continued confirmation that R.J. Frazier - R.J. Montgomery, or Rhonda Frazier is still at it. I still have an open case against her with the authorities and I am still willing to pursue this until she is stopped. I have no doubt other people will fall prey. I would like to connect with any of you who previously posted or shall in the future. Thanks and best of luck to all of you. I am very willing to help.
Respond to this report!
What's this?

#6 Consumer Comment

Concerned Friend

AUTHOR: Blind and Naive - (United States of America)

If you know anything about this woman, then please let me know. She has just got out of jail in September 2012d and I think she has found another victim.
Respond to this report!
What's this?

#7 General Comment

I still live in Ohio and she ripped me off too.

AUTHOR: Wayne - (USA)

I would greatly appreciate any help! I filed the first ripoff report on her! Help please.
Respond to this report!
What's this?

#8 REBUTTAL Owner of company

i can help also

AUTHOR: sm - (United States of America)

I can help find her. I know her family and much more!! Contact me.

Respond to this report!
What's this?

#9 General Comment

I know her

AUTHOR: sm - (United States of America)

i know her because I am the father of one of her children, know her life story (it's crazy,know her immediate family, live in ohio and want to help anyone who she takes advantage of.

Respond to this report!
What's this?

#10 Consumer Comment

Willing to help if you still need it...

AUTHOR: Milfman76 - (United States of America)

This ladies were abouts are known, my wife has been keeping taps on her and we are willing to work with you if you would like...we are close to filling a police report but don't have enough hard evidence...please respond as soon as possible! We met this woman at walmart and she has been trouble ever since! She uses a prepay phone and is within reach!!!
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?