RJM Acquisitions Funding LLC I received a kletter stating I owed $619.06 on an account from fingergut from 1995, which was purchased by RJM Acquisitions in 2002, and they are willing to accept $15.00 per month until this amount i Syosset, New York

I received a letter stating that I owed $619.06 for an account purchased from fingerhut in 2002 that was for items that were purchased in 1995.  It also said they would be pleased to accept $15.00 a month until this amount is paid.  The letter also stated the law limits how long you can be sued on a debt, and my debt is beyond that limitation.  I have no debt that is outstanding from 1995 with fingerhut and I will not send this company a cent for a debt that is 18 years old.  Furthermore, it is against the credit reporting agencies rules to report an account that is more than 7 years old on your credit report.