Report: #990840

Complaint Review: RJM Acquisitions LLC

  • Submitted: Thu, January 03, 2013
  • Updated: Mon, February 18, 2013
  • Reported By: Dee — Bedford Texas United States of America
  • RJM Acquisitions LLC
    575 Underhill Blvd., Ste#224
    Syosset, New York
    United States of America

RJM Acquisitions LLC Saying that I owe $$ for a Fingerhut acct from 1998 that I know nothing about. Why 14 yrs. later? Syosset, New York

*Consumer Comment: time limits

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RJM Acquisitions LLC sent me an invoice stating that in April of 1998 I made a purchase from Fingerhut. Well this was news to me as I have never, ever had any accounts with Fingerhut. The address that they say was mine when the purchase was made I have never lived at or know anybody that has. 

They state that they purchased this account August 16, 2002. What, so they wait 10 years to collect on this debt? Its all so totally absurd. I dont need anything on my credit report that isnt mine. Times are hard enough without companies like this making it harder for single parents to get ahead.   
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This report was posted on Ripoff Report on 01/03/2013 04:08 PM and is a permanent record located here: http://www.ripoffreport.com/reports/rjm-acquisitions-llc/syosset-new-york-11791-3416/rjm-acquisitions-llc-saying-that-i-owe-for-a-fingerhut-acct-from-1998-that-i-know-noth-990840. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

time limits

AUTHOR: regina - (United States of America)

Just some helpful facts:  A debt that is more than 7 years old cannot be put on your credit report legally.  In the state of Texas, a debt that is more than 4 years old can no longer obtain a judgement or any other legal action against  you.  These people can only call and harass you.  Tell them if they are calling a cell phone that it is just that and they no longer have permission to contact that number.  Write a letter advising them to only communicate with you in writing.  This should calm some of the frustration.  They are just trying to scare you into paying. 
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