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Report: #143702

Complaint Review: RJM Aquisitions - Syosset New York

  • Submitted:
  • Updated:
  • Reported By: Hoover Alabama
  • Author Confirmed What's this?
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  • RJM Aquisitions 575 Underhill Blvd Ste 2 Syosset, New York U.S.A.

RJM Aquisitions, RJM ripoff, false collection account, false overdraft account, false credit reporting Syosset New York

*Consumer Comment: It's Probably not over yet!

*Author of original report: RJM update!! the amount RJM is trying to collect is not outstanding and was paid years ago

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I ordered a copy of my credit report and noticed that a company call RJM ACQ LLC was listed on my report as a collector of an overdraft on a bank account.

I have not had an account at that bank for several years AND I did not have an overdraft. Additionally, the report showed that the overdraft/account was opened in February of 2005.

KNOWING that I do not have an account at that bank AND knowing that I do not have ANY overdrafts, I filed a dispute with the credit agency. I also did a general internet search on the company because I wanted to contact them directly regarding this information. I wasn't surprised to find the disturbing information at Rip-Off Report.

This false reporting by RJM has made a huge impact on my credit score and I will not take this! I plan to sue them.

Vicki
Hoover, Alabama
U.S.A.

This report was posted on Ripoff Report on 05/23/2005 10:52 AM and is a permanent record located here: https://www.ripoffreport.com/reports/rjm-aquisitions/syosset-new-york-11791/rjm-aquisitions-rjm-ripoff-false-collection-account-false-overdraft-account-false-cred-143702. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 Consumer Comment

It's Probably not over yet!

AUTHOR: Marie - (U.S.A.)

POSTED: Friday, March 17, 2006

Unfortunatly you need to dispute in writting to the company (RJM), send it certified, return receipt. So you can prove they are aware you disputed it.

These companies not only work together, but a lot are actually part of the same cmpany. Once you deal with one and have the item removed through your credit reports, they either sell it to another junk debt buyer, or simply put it back on your report.

Yea they know it's illegal, to sell a disputed item. But it doesn't stop them from getting the original amount (pennies on the dollar), they paid for this bogus debt. From another junk debt buyer, or just passing it around their multiple affiliates, hoping you will just pay it to get it removed.

I have now for the second time had an item (turned into multiple items, and re-dated), removed from my credit reports. Only to be informed they can re-submit the negative info tomorrow with no proof.

These companies are worse than identity thieves, they at least go away when they are caught. These guys just, pass their victoms around between each other.

Document and keep your info, as it can and probably will show back up, soory but I didn't keep all the info from a year ago, I figured it was over.

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#1 Author of original report

RJM update!! the amount RJM is trying to collect is not outstanding and was paid years ago

AUTHOR: Vicki - (U.S.A.)

POSTED: Tuesday, June 14, 2005

Just an update to let you know that I spoke personally with the Bank that RJM says they received my debt from. The bank said that the amount RJM is trying to collect is not outstanding and was paid years ago. They are sending a letter to RJM. I am just dying to see how RJM responds to the credit bureau. I am still going to sue them because the damage has been done to my credit. Anybody want to join in the suit, let me know.

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