Rosenthal & Hirsch Financial EMPITIED BANK ACCOUNT Philadelphia Pennsylvania

 SCAM WARNING  please please if anyone out there is trying to get a personal loan ...DO NOT accept any help from ROSENTHAL & HIRSCH FINANCIAL ! This is a scam. They claim to help those with poor credit with loans, they send you legal looking documents, you speak with the "JR" accounting manager who assures you that you got a very large loan.

BUT because of your credit they want 6 months of pre-payments. You sign the documents, send the six pre-payments...THEN get a call from the "SR" accounting manager who informs you that the "lender" wants an additional 6 months pre-payment. With this your 1st payment will not be due for a year.

I researched the address I was given, talked to BBB in their area, checked on line for any fraud reports against ROSENTHAL & HIRSCH...everything looked legit. I sent 1st 6 months payments ( I was given a 'must do by this date' ultramatrum )... I now have a EMPTY bank account and because ROSENTHAL & HIRSCH wanted payment by Western Union...NO RECOURSE...  ...   ....  I WAS SCAMMED!! 

I was sent email with  Andrew Stanton listed as the SR loans broker...but when speaking with mr. stanton, he introduced himself as the JR loans broker. When called about the additionl money needed, another name was used as SR manager. 

I was assured that the company had worked for weeks to get me a loan, and they were EXCITED to tell me they were going to fund me. NEVER did they mention that they were NOT a loan company or that they were working for another company.

I did not officially apply with ROSENTHAL & HIRSCH. I think they got my name when I was looking into a online payday loan.

OH ALSO, I was forwarded to a lady in the "account verifing" department to "verify" my checking account and routing numbers. I now have to close and ropen a new acoount because of the chance of future unauthorized withdrawals by this company.

Now I am completely penniless with my bills due. I sent Rosenthal my money I was  to use to pay bills for the requested 6 month payments; thinking I would have the loan money by time bills were due. Now I may be homeless VERY soon. All because I was trying to get myself financially out of debt and get down to only one monthly payment.

I was told I would be refunded my payment but only after weeks of waiting, and by reading the reports on "ripoff report" I may not get my bck at all !

FYI: there IS now a scam alert on fraud alert site RIPOFF REPORT dated the day AFTER my scam took pace by another victim