RX Financial Fraudulant Credit Building St. George Utah

This company called me on the phone and asked me if I was still trying to rebuild my credit. I told them that I was. The guy was really hard to understand. He told me that I would be approved through one of over 200 different banks. The process took forever to go through. He asked me for my bank as a reference. I know that no one can do anything without authorization.

When I got to authorization, another person got on the phone, this time a female. She was next to impossible to understand. By this time, I was on the internet looking up the company. They weren't registared anywhere. The company website was a joke. I asked her repeatedly who was the bank that would give me the credit card. She kept telling me it would be one of over 200. I asked her repeatedly if it was secured or unsecured. She said that it would be either that I wanted. I asked her repeatedly if that was guaranteed. She kept saying that if everything I told her was correct, that I had a checking account and no bankruptcies in the past twelve months, she didn't see why I wouldn't be.

But, she wouldn't guarantee it. I questioned the credibility, and she said they weren't listed with the better business bureau because they have never had a complaint. I explained that the I could build the same website they have in about a hour. Anyone can get a toll free number. They couldn't produce a physical address other than a P.O. Box. I did a "WHO IS" It listed the owner of the website as:Registrant:
William Wilkin
po 404
Hurricane, Utah 84737
United States

Registered through: GoDaddy.com
Domain Name: RXFIN.COM
Created on: 16-Apr-04
Expires on: 16-Apr-06
Last Updated on: 16-Apr-04

Administrative Contact:
Wilkin, William bill@gotecfinancial.com
po 404
Hurricane, Utah 84737
United States
4356562065 Fax -- 4356289531
Technical Contact:
Wilkin, William bill@gotecfinancial.com
po 404
Hurricane, Utah 84737
United States
4356562065 Fax -- 4356289531

Domain servers in listed order:
NS1.INFOWEST.COM
NS2.INFOWEST.COM
The website has only been up for about a month. I asked her where they were calling from, and she kept saying," Corporate offices are located in St. George, UT." I said repeatedly, "Where are you calling from." Finally, it made sense. I realized she was calling from India. Which explained why I couldn't understand anyone. They wanted to bill my checking account 219.00 plus shipping and handling of 29.00. She then tried to accuse me of not wanting this program because she was in India.

Granted, that did have a minor part. I try not to support out sourcing companies that use foreign countries. Especially India. She was rude and very offensive. I told her that I did not authorize them to charge my checking account a single penny. I told her that I wanted to record that, and she abruptly hung up on me.

What this company does, is take 219.00 to send you the names of over 200 banks. Someone will approve me for something. That could be anything from a prepaid card to a secured card. I can do that myself all day long on the internet.

Be aware of these decieptful practices. I work for a prepaid mastercard company that really does help people establish a positive payment history, and will sooner or later get a worthwhile person a traditional credit card unsecured. I have heard people tell me these stories all day long. In the end, one has to use common sense when doing business anywhere.

Stephen
Clearwater, Florida
U.S.A.