Sears Credit department descriminates against women. Denied credit unless husband's name was added to application, ripoff. Sparks Maryland

You do have a valid point about the credit score. I was a victim of credit card theft about a year prior to this incident, not helping my credit score at all. Same applies to the statement about my exhusband's name being used for the purposes of establishing an account with Sears, it would have helped.

But I have every right to be upset with Sears for their insensitivity in this situation. I had every penny of the money in my checking account that day to buy the item I wanted. Instead of writing a check, some Sears employee rambled on about how easy life would be with a Sears account. And she could guarantee that I would have the card within 1 hour without any problems, so I put my checkbook away.

Had the citicard employee on the phone given me an honest explanation about my credit score, such as in the rebuttal, I would have been forced to accept that as it was.

But no, even after I explained to the employee that the credit account was useless to me because the credit limit was too low to make my purchase she stated that she could not extend the credit limit another $300.00.

It was my option as a consumer to purchase an item independently of my husband's finacial backing or the use of his good credit. I felt that the credit company representative's insistence that my husband's name be added to the account was a cheap shot.

And shame on Sears for allowing Citicard's tactless employees to enrage a customer to the point that they seek out an internet complaint colunm so that everyone in the U. S. will be able to see the company for what they really are.

You do have a valid point about the credit score. I was a victim of credit card theft about a year prior to this incident, not helping my credit score at all. Same applies to the statement about my exhusband's name being used for the purposes of establishing an account with Sears, it would have helped.

But I have every right to be upset with Sears for their insensitivity in this situation. I had every penny of the money in my checking account that day to buy the item I wanted. Instead of writing a check, some Sears employee rambled on about how easy life would be with a Sears account. And she could guarantee that I would have the card within 1 hour without any problems, so I put my checkbook away.

Had the citicard employee on the phone given me an honest explanation about my credit score, such as in the rebuttal, I would have been forced to accept that as it was.

But no, even after I explained to the employee that the credit account was useless to me because the credit limit was too low to make my purchase she stated that she could not extend the credit limit another $300.00.

It was my option as a consumer to purchase an item independently of my husband's finacial backing or the use of his good credit. I felt that the credit company representative's insistence that my husband's name be added to the account was a cheap shot.

And shame on Sears for allowing Citicard's tactless employees to enrage a customer to the point that they seek out an internet complaint colunm so that everyone in the U. S. will be able to see the company for what they really are.

You do have a valid point about the credit score. I was a victim of credit card theft about a year prior to this incident, not helping my credit score at all. Same applies to the statement about my exhusband's name being used for the purposes of establishing an account with Sears, it would have helped.

But I have every right to be upset with Sears for their insensitivity in this situation. I had every penny of the money in my checking account that day to buy the item I wanted. Instead of writing a check, some Sears employee rambled on about how easy life would be with a Sears account. And she could guarantee that I would have the card within 1 hour without any problems, so I put my checkbook away.

Had the citicard employee on the phone given me an honest explanation about my credit score, such as in the rebuttal, I would have been forced to accept that as it was.

But no, even after I explained to the employee that the credit account was useless to me because the credit limit was too low to make my purchase she stated that she could not extend the credit limit another $300.00.

It was my option as a consumer to purchase an item independently of my husband's finacial backing or the use of his good credit. I felt that the credit company representative's insistence that my husband's name be added to the account was a cheap shot.

And shame on Sears for allowing Citicard's tactless employees to enrage a customer to the point that they seek out an internet complaint colunm so that everyone in the U. S. will be able to see the company for what they really are.

You do have a valid point about the credit score. I was a victim of credit card theft about a year prior to this incident, not helping my credit score at all. Same applies to the statement about my exhusband's name being used for the purposes of establishing an account with Sears, it would have helped.

But I have every right to be upset with Sears for their insensitivity in this situation. I had every penny of the money in my checking account that day to buy the item I wanted. Instead of writing a check, some Sears employee rambled on about how easy life would be with a Sears account. And she could guarantee that I would have the card within 1 hour without any problems, so I put my checkbook away.

Had the citicard employee on the phone given me an honest explanation about my credit score, such as in the rebuttal, I would have been forced to accept that as it was.

But no, even after I explained to the employee that the credit account was useless to me because the credit limit was too low to make my purchase she stated that she could not extend the credit limit another $300.00.

It was my option as a consumer to purchase an item independently of my husband's finacial backing or the use of his good credit. I felt that the credit company representative's insistence that my husband's name be added to the account was a cheap shot.

And shame on Sears for allowing Citicard's tactless employees to enrage a customer to the point that they seek out an internet complaint colunm so that everyone in the U. S. will be able to see the company for what they really are.

Sounds like you're just upset because your husband has a better credit score than you do. Your credit score is what determines your credit limit not your gender. You weren't denied credit at all...You were approved for a certain limit; you were denied when you asked for a higher limit. If your husband has a better credit score than you, it would have helped you get a higher limit. It has nothing to do with being male or female. Anyways, it's not Sears you should be upset with, it's Citicard...Sears retail establishments have nothing to do with the credit department.