Sharebuilder- Capital One Sharebuilder/ Captial One took my $800 and gave it to unclaimed money. Wilmington Delaware

I suppose I can check back in a month to see if my money shows up with the state, but I am doubtful... I just checked on the eTrade account, that I am told bought Sharebuilder, there is $0 in that account.

If Captial One has my home address and my bank account information, why not send me a check with the balance of the account, if my account is being closed? No other answer than a rip off scheme by Capitlal One.

Having your funds turned over to the State is NOT a RipOff. When an account becomes "dormant"  due to inactivity a bank is generally required by law to consider it turn it over to the State as unclaimed property.

Now, this money isn't lost. You just need to contact the State and as long as you can verify who you are they will send you the funds. This does not cost you any money to do, and if you are being charged you are not dealing with the State.  In looking at the NC site it appears that they require companies to report by November 1st of each year, and it may take 90 days for your information to get registered in their system.  

As for the money that was transfered over, in the case of Stocks they would be required to liquidate those shares at the current value and that is the money that gets transfered. As for any fees, those are determined by the agreement you signed when you opened the account.