Superior Asset Management Account holdings Ripoff Fort Walton Beach Florida

Maynard, everything you say is true; however, you're only addressing Superior's actions if the debt is legitimate. If you're a professional bill collector, then you know very well that there is a margin for error, especially with stale cell phone company accounts.

ATT Wireless was trying to charge me an early termination fee when the contract had expired. I have a copy of a signed contract -- they couldn't produce one. Then they kept selling the debt to one collection agency after another, I'd dispute and ask for verification, and never hear from them. Then it entered Superior's hands and suddenly this info appears without my having been given a chance to dispute. I never received a single phone call or letter.

I try to call and the mailbox is always full. I have sent two letters and no response. I've let SAM know three times, if they can prove I owe anything, they'll get a check by return mail. If not, the info has to come off my report, and I'm entitled to a $2,000 recovery for violations of the FDCPA and FCRA.

Tell me then, what choice do I have other than to file a complaint with the FTC and take SAM to small claims court?

What follows is the second post from current Superior employee..... Superior in no way is oblagated to provide you with said document... we do not provide the consumer a service, therefore we do not legally need to give proof of payment or a reciept of any kind....if,however you are attempting to obtain a loan, mortgage, or are trying to refinance we will provide one to a loan officer given they fax a letter of authorization along with a request for a Paid in Full statement. your bank statement is submissable in the courts as legal documentation of payment.... the documentation for the collection agency can be requested by a judge if ever there were any questions about the bill... However in reguards to "firing" the collection agency, That is not possibe.... Even if you write a cease and decist letter that will not help your situation, all you are doing is ignoring your obligation(which will eventually catch up with you). Keep in mind Superior Asset does not own the debt, you may be under the impression that the agency was fired, however the time allotted for collection may have expired...after placement with superior the creditor may choose to pull the account,in which case it will be turned over to another agency to continue pursuit of collection efforts...it will then of course be reported to the CBR by that agency as a secondary collection item,which means there are now two collection agencies and one creditor reporting on the same debt...

...sincerely...