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Report: #692725

Complaint Review: THE GOLBA GROUP, INC. - Gilbert Arizona

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  • Reported By: Integrity — Queen Creek Arizona United States of America
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  • THE GOLBA GROUP, INC. 1044 N. GILBERT RD. STE #2 Gilbert, Arizona United States of America

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To a future tenant or homeowner considering working with the Golba Group,

I thought after the experience that I had with this company that it was my responsibility to inform anyone out there who might be considering working with this company of their professionalism and to be down right blunt thievery that that practice!

I have read other reports that people have left regarding how unprofessional this company's workers are and they are all extremely accurate! My boyfriend and I had been searching for nearly two months for a house that we could start a family in when our lease ended this month in February. About two weeks ago we visited a property that we fell in love with due to the price, and the size of the home which was a little over 1,800 sq. ft. For the price it was listed at ($995), we thought that this would be fantastic considering the fact that we both are college students and would be using loan money and government aid to pay for our living expenses while attending our colleges.

When we first applied to the house we were told by a worker named, "Valesha," that due to the fact that my boyfriend is a citizen of another country and doesn't have ANY credit with the U.S. credit agencies that our approval would be dependent on my credit. This was perfectly fine with us, as I have never had any issues with my credit. They SUPPOSEDLY ran a credit check on me with each of the three credit report companies and found nothing. This of course was a lie, as i do have credit and offered to print off a personal report of my credit for her, and she declined! She then explains to us that in order for us to be accepted to the property that we would need co-signers.

Okay, no problem. I have a wonderful relationship with my Grandparents as they have raised me most of my life. My Grandfather ran the department of credit card fraud at First National Bank of Omaha and totaled over 25 years with the bank- My Grandparents credit is thus extremely good! (How ironic)

After my grandparents submitted their "co-signer application," we were officially accepted for the home.

If only it were that easy.

We were under the impression that we were going to have to pay a deposit of $995 and the first months rent of $995 plus a fee of $20 because we have a cat. When we arrived to meet Valesha face to face for the first time in order to pay our deposit we were then told that they also required us to pay the last months rent- also $995. I say, "they," because a property manager shows up in the office and didn't introduce herself, nor did we ever get her name also sat down to, "talk."

This lady, was by far the rudest, most unprofessional, b***h I have ever met. She looked us in our faces and said, "because neither one of you have a job I think the home owner is out of her mind accepting your application and if it were up to me I wouldn't have accepted it at all."

My boyfriend, who was raised in a strict Arabic home, explained to her that he was extremely offended by her comment and that our finances were stable. He explained to her that he is in America due to scholarships and that his Government sends money directly to his bank account specifically for living expenses such as rent! She slyly disregarded his comment and turned to me and said, "Still, neither of you have a job."

I then felt as if it was my turn to explain my financial situation. I explained to her that I was also offended by her comment and that I felt she was treated us like criminals because neither one of us currently is working. I backed my boyfriend up, and pointed out the fact we had given them documents proving his finances and the stability of his, "income." I then explained that I had taken out a private loan with Wells Fargo for well over the amount of money that would be required of my half of the rent for the 12 month period of time for rent, and I even offered to show them proof that this loan had already been accepted and that it would be placed in my account within 30 days. I also took it upon myself to explain to this, "property manager," that my Grandparents had co-signed for the house, and that even if (hypothetically speaking) we COULDN'T make the rent that my Grandparents would be able to do so!

She stated that she didn't want us to feel like she was criticizing us, and my boyfriend bluntly told her that even though she wasn't trying to, that she was.

When the property manager and Valesha explained to us that we needed to pay the last months rent as well, we were taken aback but we agreed to do so. My boyfriend and I currently are waiting on loans that will be arriving before the end of the month, and we only have enough money to afford the deposit and first months rent until about a week.  I explained the them that we could prove that there was money coming in and asked if we could pay the charge for the last months rent within 30 days of moving in when we also pay for our second months rent.  Valesha attempted to call the home owner who did not answer and she was not sure if this was something that the homeowner would agree with (EVEN IF WE PROVED WITH DOCUMENTS THIS MONEY WAS COMING IN AND WHEN).

This first meeting happened late on a Friday, and we told them we would call back on Monday morning to see if the homeowner was alright with allowing us a 30 day grace period to pay last months rent.

I called yesterday, Monday morning, and wasn't surprised to hear that the homeowner did not mind us paying the last months rent with or before the second months rent. Valesha told me she was busy, and that it would be best if I came in tomorrow to give her the cashiers check so that we could be moving in as early as Wednesday!

At this point I am very thrilled and believe that all is well! Dream come true! Right?

Tuesday, is today. My boyfriend and I make a trip to the bank to form a cashiers check with our joint money. I call, "THE GOLBA GROUP," to ask how they wanted the check made out, and to let them know to tell Valesha that we will arrive within ten minutes with the deposit money.

To my surprise Valesha is not working today, nor was she even scheduled. The receptionist explains that the property manager is working and that we can give the check to her.  We arrive no later than 10 minutes after calling them at their office to find out that the property manager has left for Gold Canyon and will not be back until tomorrow.

The receptionist says, "There were complications with your application, you and been re-declined."

I was extremely confused, and began asking questions, "Why is our application now being denied?" The receptionist claimed she had no idea why it was declined. I said, "So your telling me that the property manager left minutes before we arrive knowing full well we were on our way?" I said, "She didn't have the audacity to wait 10 minutes for us to arrive to explain to us what the hell is going on? She knew we were coming!"

I know for a fact that there was nothing on our application that was false. I filled out the application with my boyfriend, retrieved all legal documentation that was certified, took the application to my Grandparents house were they checked it to make sure that everything was accurate, and even provided information that they said they did not need, but I felt was needed to prove that we are responsible, and good people. I included documents for our cat, proving he is neutered, and has his shots, I provided banking histories, government loan acceptances, and even had co-signers- One of which who was HEAD OF THE FRAUD DEPARTMENT AT FIRST NATIONAL BANK OF OMAHA!

This is preposterous!  I feel bad for the homeowner of the house because my boyfriend and I truly did love the home, and were extremely excited about starting our family together and because of this company and their complete disregard of us, we are unable to move in now, and are thus forced to extend the lease on our apartment to find another home.

I want to make it very clear to not only tenants but to homeowners who wish to lease their homes with the aid of this company is nothing but a group of thieves! I have read EVERY REPORT, EVER REBUTTAL, and it is very clear that these people have had a history of professionalism, disrespectful behavior, and down right shady business habits.

My boyfriend and I suspect that they have declined our application unjustly due to the fact that he is Arabic, and have also discriminated against me for reasons I do not wish to share with the entire world with this post.

We have a friend of the family who is a Real Estate agent who has been notified of this company and what has happened and several of our friends are under the impression that what they are doing is down right Illegal. If we have any grounds to sue them for discrimination or unlawful acts we will do so. They had NO RIGHT to re-decline our application.

-Samantha
Mesa, Arizona

This report was posted on Ripoff Report on 02/08/2011 08:31 PM and is a permanent record located here: https://www.ripoffreport.com/reports/the-golba-group-inc/gilbert-arizona-85234/the-golba-group-inc-the-golba-group-property-management-tenants-and-homeowners-beware-692725. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
2Author
2Consumer
0Employee/Owner

#4 Author of original report

I guess I am going to have to repeat myself again!

AUTHOR: Integrity - (United States of America)

POSTED: Sunday, February 13, 2011

This is not a burden on my Grandparents.

If you would like them to post a response, I will have them do it.

For the last time, this is in NO WAY SHAPE OR FORM any BURDEN on my Grandparents.

-Samantha

P.S. Don't make me have to waste another moment of my time having to repeat myself.

Read my posts, and if you have something new to bring to the table, please do so.

Otherwise, don't say anything at all.

-Samantha

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#3 Consumer Comment

Don't burden your grandparents

AUTHOR: Armando - (U.S.A.)

POSTED: Saturday, February 12, 2011

Don't lean on grandparents.  You shouldn't have to ask them to co-sign on anything.  They shouldn't have this burden put on them.

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#2 Author of original report

Obviously, you did not read ANYTHING i said.

AUTHOR: Integrity - (United States of America)

POSTED: Wednesday, February 09, 2011

I think I made it very clear that neither one of us is currently working, sir. And to point that fact out again was truly stupid. If you are going to criticize us, then you must be affiliated with this company in several ways, regardless of what you have to say (isn't that the beauty of online discussions). I explained in my post that we both have finances due to loans, and that money IS NOT an issue. Obviously you were to busy trying to find fault in my story to realize the fact that money is NOT an issue. my boyfriend and I receive well over the months rent on a monthly basis and as I explained, we can prove that these finances are available, and stable. So do not tell me that we should not be accepted to the home due to the fact that neither one of us are currently working. Your comment makes a fool out of you.

Second off, my boyfriend has a student visa. He is a junior and will not be, "picking up and leaving," anytime soon. We are engaged, and he plans to become an American citizen as soon as the time is right. Perhaps you would like to have a conversation with my boyfriend? I would like to see if you treat him with respect, considering the fact that you obviously have not treated yourself with any.

You pointed out the fact that we have not completed college yet. You make that seem as if it is a bad thing! Just because neither one of us have our degree does not mean we are going to give up on our dreams of living in a nice home together, or giving up on our college degrees! Your comments regarding the fact that we are still in college has ABSOLUTELY NOTHING TO DO WITH THE FACT that they have acted unfavorably towards us.

You said yourself that my boyfriend is a, "foreign." Your tone implies that you have distaste for anyone who is foreign, which to our belief is the issue of this entire ordeal. Someone says, "Arab, or Muslim," and all of a sudden the red necks pull them guns to kill the terrorists. You lack respect for yourself and deserve none from anyone in this world. You disgust me.

If my Grandparents did not want to co-sign for the lease, they wouldn't have. I didn't pull a gun to their heads and force them to do it, they did it by their own choice! They support our decision and WANT to help in any way shape or form. And how DARE you accuse us of FORCING them to do this and putting a BURDEN on them in any way shape or form! Who the hell do you think you are?

And if you think I am not going to attempt to get a job once we have settled down, you are out of your racist mind! I am aware of the fact that loan money must be payed back once I have graduated and it is my goal to find a job once we have settled down, not because we will need the money, but because having a little extra money at the end of the month isn't a bad thing.

I will however admit you said one thing that was NOT RACIST, and NOT STUPID- You said we should complete our education. This is correct, and of course we will complete our educations! What made you think that we are not going to complete our educations? You again, have managed to make yourself look like a fool.

You end your comment by telling us that we should buy a home. Why on Earth would you suggest we guy a home? You obviously think that my boyfriend will, "pick up his bags and leave the country," at any time! And you give us the advice to buy a home?

It's people like you, people who are racist, close-minded, and arrogant, that have created the situation we are in. It is also people like you, who crush the ideal of the American dream in order to make themselves (or the companies they work for and are trying to defend, i can only assume), look cool.

Do not accuse me of having a poor command of the English language, when you yourself have done nothing but disgrace all immigrants- past and present, dishonored yourself, and made yourself look like a complete and utter fool.

-Samantha

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#1 Consumer Comment

WHERE DOES ONE START???

AUTHOR: jetames - (USA)

POSTED: Wednesday, February 09, 2011

Sam...
You have no job.
Your "boyfriend" is a foreign national.  He could pick up and leave this country at anytime.
Neither of you have completed college.
You have a very poor command of the English language, which indicates that you have little practical education.
You have legally bound your grandparents by having them cosign on this stupid deal.
But you want to rent a house and "start a family."
It's little wonder that this company has reservations about renting to you both. 
May I suggest, in all kindness, that you both complete your education.
Get well paying jobs. 
Buy a home.
Travel the world.
Then consider "starting a family."

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