The Tempelton Group William Wanek,Claremont Clears Debt The 100% refundable fee was refunded with a bad check. Westbury New York

 William Wanek of the Tempelton Group took my $2995. to get me a HAMP modification, when I didn't qualify for the HAMP and asked him for a refund as it says in the fee agreement I signed he told me that I had to allow him to exhaust all means of efforts to get me a loan modification or refinance and since I didn't qualify for the modification I did qualify for the HARP. Knowing he cannot charge upfront for a HARP he said he would give me my $2995. back at my closing for a HARP refinance with another financial company. There he would get a commission from the company I sign with.  So I went with the company he arranged for me to refinance with raising my mortgage $4000. and paying closing fees with the understanding that I would get my $2995. back.  He did drop of a check for me in the amount of $2995. which I deposited into my bank on my way home. 

Three days later however, that check was returned for insufficient funds.  What are the chances that there was not $3000.00 in his corporate account. Obviously, he intentionally gave me a bad check.