TOP STYLING NOW Survey gift free watch Internet

BE WARNED!   It starts out as a "please take a quick survey of a (real) company, and we'll send you a free gift (watch)". You then select a gift, and surprise (I selected a watch - knowing not to expect anything as good as the picture).  Next they asked for credit card information - $5.99 delivery charge.  Sigh, ok, cheap watch is $10-15.  I'll bite. .. Big disclaimer, check box. Done.  A few days later, watch arrives.  Nothing fancy; maybe worth $12 at Walmart.   It is 3 weeks later.  There's a $98 debit in my chequing account, reference to "TOPSTYLING NOW".  I called the referenced number.   I was informed that I had agreed to their terms by checking a box in a window on their website. Those terms (I admit I did not read all the gobblygook) were: I was agreeing to setup a recurring, monthly e-purchase, with a 14 day FREE trial.  If I did not return the item, I would be charged $98 per month.  The customer representative would not reverse the charge.  All she was willing to do was cancel future 'gift' deliveries.    ...    I'll eat the $98, but what worries me more are several other points. The retail store's website I 'surveyed' is probably a victim here as well.   The start of a frustrating 3 week battle of malware and trojan's on my home PC.   and, I'll let you guess, how TOPSTYLING NOW got access to my checking account number (which I never provide to anysite online).