Tribute Gold Mastercard scam cards for people with bad credit to help make credit get worse Atlanta Georgia

I have always paid my credit card account on time , then someone charged something to my account,it was not me, they were to investigate and put the money back on my account, well they did put the money back. I always check online to see what I have left before I use my card. it said I had so much money, x amount so I used my card, then I get a letter saying that they put too much noney back on my card, and they hope this is not an inconvience, ha ha., made me over the limit, so I continued to make my payments atleast the minimum amount due, most of the time more .now I receive a letter that if I make $ 48.00 dollars a month payments that they will not charge interest or over the limit fees for 4 months, so I do this for 2 months, then I get a postcard saying that I am over the limit, they put the annual fee on which made me about 100 over the limit and then revoked my credit, what a scam, for about 2 years I made all payments on time. then this.

I was really trying to improve my credit, whats the point? I think all credit cards for people with bad or no credit are to keep you with bad credit!

Hopie
Randleman, North Carolina
U.S.A.