TRIBUTE MASTERCARD MY BAD EXPERIENCE WITH THIS CREDIT CARD COMPANY; BE WARNED! RIPOFF ATLANTA Georgia

If you mail in a check payment, they tell you 7-10 business days to process. Customer service has no way to provide you any info on whether your payment has been received or not. Tribute uses a separate billing process service that is completely separate from Tribute Master Card.

Let's say your payment is due Jan 10. You mail in your payment Jan 4. Well since they can not verify receipt of your payment, then if that payment is lost in the mail, you get stuck with late fee's and a negative on your credit report.

A check payment I stopped payment on after 14 business days because they could not verify receipt. After I stopped payment, they attempted to cash the check and then hit me with a insufficient funds fee $35. Remember they process checks in 7-10 business days.

I called them beforehand to explain that I was stop payment on the check and re-issuing a new check. They then credited my account with the check payment that I put a stop payment on and then hit me with a $35 over limit fee! Read that right, the stop payment check they credited to my account anyway.

That new CERTIFIED check I issued in lieu of the stop payment, was Mailed April 20, 2007. As of Friday May 11, 2007 my account has not been credited with that payment nor can they verify receipt of that payment. I check with my bank and that CERTIFIED check has been processed as of May 2, 2007.

20% interest + $78/year "service" fee's and you need to avoid this company.

Phil
LARGO, Florida
U.S.A.