Trillium Lending,(aka) Alliance LendingTrillium Lending Company (aka) Alliance Lending Company Trillium Lending ooook My Money For A Guaranteed Loan St. Paul Minnesota

I am writing you in reference to a scam that is running on the Internet at this time. It broke my wifes heart to think someone would be so cruel as to take advantage of people in need of monies for Christmas and mortgage and bills in general. They pose as a valid loan company and then rip you off, so now you are in even worse shape than you were before you had anything to do with them. I feel so bad that my wife is so depressed, when she should be happy for Christmas. Let me explain how this all happened.

First of all my wife was trying to help our salutation by looking for a loan to pay the bills, mortgage, and have a little left over for a Christmas. She went on the Internet and searched out a Lending Company. The Trillium Lending Company of St. Paul, MN. came up. She filled out the loan application and sent it to them. They answered back that she was pre-approved for a $20,000.00 loan. We had to sign and fax back some papers, along with I.D. and our bank Account with Routing numbers, they faxed to us. We did after checking out the company on the Better Business Beau( NO Complaints ) were filed against them, and their web site looked okay as well. We were told to contact them by phone and they would verify all our information. We were then told to send $ 985.00 via Money Gram to them to cover the first four(4) months payments of $246.40 each. Our first payment would start in May of 2008. It also mentioned Insurance to cover the life of the loan at either $1,0000.00 or $2,000.00. After checking them out for the entire weekend we decided to go ahead and send them the money. We were to contact them again after the money was sent, when we did we were told the Insurance had to be paid before the money was directed deposited in our checking account. We were told that because we were good customers, we would be given a discount on the Insurance and we were to pay only $ 700.00 instead of the $1000.00 required. We sent the last of our money and were told the money would be in our account in about three(3) hours. This was on Friday, after more than six(6) hours had passed we called them again and they said give it just a little more time, we did NO MONEY. When we called back again the office was closed for the weekend. On Monday we were able to talk to them again and we were told there was a mix up and a Certified Check was being mailed to us and to give it a couple of days. The days went by NO check. We continued calling and each time we were told the check was cut and on its way to us. As of today December 21st still NO check. The last time were able to get through to them a message came on the phone that they were merging with another firm called Alliance Financial Company. After that call which was another Friday, the phone was cut off. Now if you dial their phone number all you get is "THANK YOU, GOODBY".

We filed a police report. I doubt if you will be able to help on this one , but maybe this letter will stop someone else from getting scammed like we did.
I listen to Fox 6 every day and how well you do on recovering monies lost , I wish you could recover my wife's Christmas, she is so sad, and she really trusted these people, now she feels its all her fault we have no Christmas.

She says its okay for us adults to miss Christmas but she wanted to have it for my son who has missed the last three(3) Christmases.

P.S. We really could use the money, we are facing foreclosure, the roof is leaking in two places, the phone is shut off so we also have no internet right now, This may be a blessing in disguise, we can't look for any more money.

P.S.S. We filed a polie report and the detective said to also file a report on web ste "IC3" . This is the FBI's database. We are also leing a report on the BBB database as well.

Patrick
WAUKESHA, Wisconsin
U.S.A.