Ultra Vx Visa reporting $1424 balance when my credit limit is a $1000 and i had $516 available credit Salt Lake City Utah

On june of 08 i recieved a credit card offer from these guys, accepted the offer i was told there would be a $6.95 montly fee which i was clear of so i add $500 to the card made a couple purchase 2 months later they repot to experian, two weeks later i add another $500 which makes my limit $1000 remind u this is a pre paid credit card service u only get credit u pay for, so now i used the card a couple more times which they do repot to experian but when they report, they show my credit limit as a balance and not showing what i really owe as a credit available, this case they should be showing my credit limit and the and what i have available.I think they are very unfair the way they report my payment to these agencies.So today i called and cancel my account they are a total ripoff so please stay away from this credit card company.

Dwane c b
michigan city, Indiana
U.S.A.