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Report: #1441008

Complaint Review: UNION BANK OF CALIFORNIA - Los Angeles CALIFORNIA

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  • Reported By: Jeff — Los Angeles California United States
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  • UNION BANK OF CALIFORNIA Los Angeles , CALIFORNIA United States

UNION BANK OF CALIFORNIA, Union Bank, union bank.com Did NOT follow through with investigation or use my complaint letter, details and accusations for a car co. that stole thousands fraudulently out my accounts, very rude and hung up on me. Los Angeles CALIFORNIA

*Consumer Comment: Confused

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A well known rental car co, (whom I sued in court and WON, after this failure of an investigation) just took thousands of dollars out of my account w/o my consent or knowledge, leaving me negative -$900-$1,000 in the RED. I filed an investigation and was told to write a mandatory letter stating my claim, case and all the evidence. (Which held up in court with no problems) I got a call from the investigations lady who could CARE LESS, even yawning on the phone telling me the case was closed and they found no fault BUT, I asked her if she READ MY NICE AND NEAT, tedious letter explaining everything, and she asked, "WHAT LETTER?” I was so shocked, I said, "The letter I HAD to mail for the investigation to take place. The one with your name on it, half sized Manila envelope, about the size of your face. Exactly.” She then YAWNED again, and looking for less than 30 seconds said, "oh yeah it’s right here”. Asking HOW she could just come up with an assumption that the investigation was done, she said she called and talked to customer service witch I KNOW FOR A FACT she did not because the number was in the letter, and anyone she called wouldn’t have known anything or lied because they pulled three fraudulent scams on me, therefore NOT trustworthy. At all. The co. hung up on me three times and NEVER did their investigation because a late night customer service personal said he found the form in the pile of papers just tossed aside to be shredded. I demanded she call back IMMEDIATELY!! She was reluctant and obviously didn’t want to do her job

. It was 4:30. I called back at 4:50, and a male answered, paused as if she said to say she went home and he told me she had left. I called back twice the next two days, only to be told she’s out of the office. And THE GIRL YAWNED ON THE PHONE and said someone will call...never called. I have tried and tried and they said basically, they didn’t know of the investigation and tried to shun me away, hoping to forget about the issue because they didn’t want the hassle. They did a charge off, closed my account, reported me to PayChex, and ruined my credit. They owe me a LOT of money that was stolen, a credit fix somehow and an explanation with apology.

I will not quit, it’s NOT RIGHT, THEY DO NOT CARE ABOUT CUSTOMERS, and HAVE RUINED MY LIFE WITH BAD CREDIT AND NO MONEY ID SAVED FOR AN APT AND CAR. I am taking them to court, not sure which court, and very much so need HELP WITH THIS!! First step is to call (AGAIN) and DEMAND my letter back, tell of the issue at hand, ask for the funds to be paid to me, fax a copy of the won lawsuit and tell them...they will be getting a subpoena ASAP if not, and can expect to see me and witnesses in court. I would like help and/or advice please as this is the upmost importance to me. Thank you.

This report was posted on Ripoff Report on 05/01/2018 01:21 AM and is a permanent record located here: https://www.ripoffreport.com/reports/union-bank-of-california/los-angeles-california/union-bank-of-california-union-bank-union-bankcom-did-not-follow-through-with-investiga-1441008. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Confused

AUTHOR: Robert - (United States)

POSTED: Tuesday, May 01, 2018

There are many very confusing items in your post. First if this "well known" company is so bad why are you not mentioning them?

I also don't understand your timing.  Did you sue and prevail against this well known company before they withdrew these funds or after?

If you sued them and prevailed after they withdrew the money, why does the bank owe you the money back, the judgement was against the rental car company..it is the rental car company that owes you the judgement.  The only way the bank would be responsible is if the bank was listed in the judgement.

If they took the funds after you prevailed, what proof do you have that the withdraw they did was related to the lawsuit, and not a new valid withdraw? 

You say you are taking THEM(Union Bank?) to court for apparently denying this disupte.   Did they do anything to violate the law or a written contract you had with them?  One of your demands are that you want your letter back.  What letter, the one you sent them?  Why don't you have a copy of it?

Why are not not taking this well known rental car company back to court.  If everything you say is correct, not only does it sound like this well known mysterious company is on the hook to refund the money they took, they could probably be held responsible for any other costs associated with this withdraw. You may even be entitled to additional "punitive" damages if they intentionally withdrew the funds related to the lawsuit after they lost the case.

I would suggest talking to an actual attorney, give them all of your facts, let them make sense of all of this and give you your true legal options.  But unless  you have more right now it seems as of your options are against this Rental Car company.

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