United American Insurance If you get a call for interview........ Nationwide

If you get a telephone call from these guys claiming they have seen your resume and want to invite you for interview, run and hide.....they are nothing more than scammers, looking to have as many "butts in seats" as they possibly can.

Here is the truth about the recruiting operation at UA:

1) No one has EVER looked at your resume. The manager/agent calls EVERYONE that posts a resume on one of the major job boards. In fact a top company spokesperson is once reported as saying that they would hire a "monkey" to do this sales job if they could. The only requirement that you need to get this job is that you can walk and chew gum at the same time.

2) They utilize a churn and burn system. They hire as many as they can, with the intention of a few of them sitting down and cold calling for a day or two. There is no training. The whole system at UA is fuelled by bonuses. You are treated as a number rather than an individual. They will work with you until you get to the magic 12.5k........then they will dump you on your own......yes they made their bonus. You will stick around for a week or two, attend some lame meetings, then finally decide that sales is not for you. The Branch Manager will shake your hand and wish you the best. They already have their next 'victims' going through their system.

3) Promotion is based upon buying into the 1a and 1b WIGS (wildly important goals) This mean making 240 contacts off a cold list (sales genie) in the hope of setting 24 appointments and participating in the continual recruitment of 100 butts in seats per week. The company wants 16 recruits for each branch per week. There is no Manager in Training program like they purport to have.

4) There are some quirks to the way they pay you. They will tell you that you make commissions on all that you sell. True. What they dont tell you is that their max advance is $500 per policy (so if you sell a policy worth $500 and the commission rate is 200% you will only take home that week $500) They will tell you that you will get that later on your "renewal". Also, dont bother going out replacing any insurance......they will pay you as earned. Meaning on the same sale you would only make $150 that week.

5) If you have read this far, and still considering going to that "career fair" here is what will happen on the day. You will be welcomed and ushered into a large room (remember they are expecting 100 people to show) they will have you fill out an Independent Agents Contract and have you sign it, before they have even spoken to you. This document contains certain rights, placed on the agent and the company. DO NOT SIGN this. You only need to sign this if, after having passed your state insurance exam, you apply to the company for appointment.

They will give you a big spiel about how great the company is, how much free time you will have, how much money you will make, how great their lead program is and how easy it is to enter onto their manager in training program. The company has GOOD financial ratings....this does not mean they are a good company to work for. It just means they are solvent and at what ability they have to meet their policyholder obligations. You will not make the money that they have led you to believe that you will. You can make money at UA....about 1 in 10 make it. You will not have free time. THey will tell you you need to be at meetings, in call clinics and prospecting etc etc. Their leads are "sales genie" - and you would be as well with the yellow pages.

So, if you do get that call, save yourself the hassle of going........I can tell you all about UA, and how wonderfuk their company is. My credentials? Lets just say I have been there, done that and got the Tshirt, as an agent, unit manager and branch manager.

Anonymous
Indianapolis, Indiana
U.S.A.