Report: #999512

Complaint Review: United Health Care Medicare Complete

  • Submitted: Fri, January 18, 2013
  • Updated: Fri, January 18, 2013
  • Reported By: Dennis T. Las Vegas,NV. — Las Vegas Nevada United States of America
  • United Health Care Medicare Complete

    United States of America

United Health Care Medicare Complete Did I make a mistake on joining this plan? Internet

*UPDATE Employee ..inside information: Cancel Your Medicare Complete

Show customers why they should trust your business over your competitors...

Greetings to all concerned Americans. This report is about Medicare in general and maybe the lack of understanding. No specific complaint at this point, just expressing my feelings and hopes I may get some feedback on my experiences since I turned 65 in June of 2012 and if others are as confused as I am.
As I approached the age of 65, I started receiving numerous mail from Medicare stating I should be aware that I would be soon be  "going on" Medicare. Before I was even able to check things out, I received my Medicare A & B card in the mail, stating $99 would be deducted from my Social Security check, I believe it was in May. I talked to many folks and many said, "you will need additional "gap" insurance to cover the 20% Medicare does not cover." Perhaps I should preface this with the fact that I have had VA Benefits since 2003. Still many said, "If I need to go to an emergency room and I am not close to a VA facility, and am admitted to a hospital, I will be responsible for the 20% that Medicare does not cover. This could mean thousands of dollars I am responsible for. In talking to many people, they said they are paying anywhere from $140 and up for this "gap" insurance and it would be taken directly out of my Social Security account.

I then started seeing commercials on TV for residents of Clark County, NV. that would qualify for a plan thru United Health Care, that has no monthly premium. Only pay for what you use, called Medicare Complete HMO. You need to stay within their network of providers. Since Jan. 1, 2013 I am finding it difficult to find a "Primary Care Physician" close to me and waiting periods of 3-4 months to have an appointment. Is it true, when you sign up for this program, UHC takes over your Medicare and the now $104.00 per month for the original Medicare A & B gets paid to them?

I now need to find out what position I have with my VA benefits. I want to continue as was with VA and use this UHC Medicare Complete policy only as needed and I understand I am locked into the UHC for at least a year. If and when I find a Primary Care Physician in the network, can I change PCP's as I desire. Much was not explained by the Rep that signed me up for this policy.

Any comments from readers on if they are using this type policy and their experiences?   
Is this Ripoff Report About you?
Ripoff Report A business' first line of defense on the Internet.
If your business is willing to make a commitment to customer satisfaction Click here now..

Does your business have a bad reputation? Fix it the right way. Corporate Advocacy Program™

Set the record straight: Arbitration Program

SEO Reputation Management at its best!

This report was posted on Ripoff Report on 01/18/2013 08:14 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!

Updates & Rebuttals


#1 UPDATE Employee ..inside information

Cancel Your Medicare Complete

AUTHOR: Colleen - ()

First, the $99 per month is collected by Social Security for your Medicare Part B which you do need. When you enroll in a Medicare Advantage Plan, the insurance company that issues the plan is basically administering your Medicare coverage. They are paid huge sums by the Centers for Medicare and Medicaid (CMS) to do so. Having VA coverage, there should be no reason for you to enroll in any additional plans. Having VA coverage will also allow you to disenroll from the Medicare Complete plan at any time. You may do so by sending your request in writing to the Medicare Complete plan, by calling the member services number on the back of your ID card or by contacting Medicare directly.

Respond to this report!
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.