Universal Merchant Funding They Will try and listen after that they will help you none.....No Brokers Work with Direct Lenders these folks are brokers with 6-15% fees added Staten Island New York

Universal Merchant Funding is a fully licensed and accredited business lender and agency.  Our typical customer is unable to secure a traditional bank loan either due to lack of credit, insufficient time in the business or other mitigating factors that make their business too high a risk for a bank.

As we specialize in business loans we are able to look closer into the business practices of our clients and offer solutions.  Understandably, in many instances the rates may be higher due to the added risk.  In reference to the claims above, please reach us directly as we do everything within reason to help our clients.  If you simply cannot qualify for funding we would appreciate that you substantiate your claims about us so we can see where we can make improvements.

Thank you,

Michael Genovese

President & CEO

Universal Merchant Funding