• Report: #275034
Complaint Review:

US FastCash

  • Submitted: Mon, September 17, 2007
  • Updated: Mon, September 17, 2007

  • Reported By:College Grove Tennessee
US FastCash
Unknown Nationwide U.S.A.
  • Phone:
  • Web:
  • Category: Loans

US FastCash Online Pay Day lender claiming tribal immunity from regulation by states Miami Oklahoma

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Online application to USfastcash was aborted when I learned interest rate was to be 600%, but the company deposited fund in my checking account without completion of the loan process. USfastcash then began ACH debits from $90 to $125 every two weeks. I contacted the lender and advise loan process had been abandoned. No success; ACH debits continued.

How I was able to stop debits from posting.

(1) Contact your financial institution and send a letter permanently stopping payment of the ACH debits. There will be a fee. My bank charged $29. This gets their attention and the lender will contat you via email.

(2) I responded to USfastcash and advised that they had recouped the initial loan amount and then some. USfastcash never acknowledged the loan process was abandoned.

(3) After missing several ACH payments USfastcash offered to reduce the alleged current balance of $385 and accept a one time $125.00 payment via MoneyGram(c) which I sent. I advised USfastcash via email of the payment being forwarded under objection since the loan process was never completed.

Bottom line; the $125 was a lot cheaper than a lawyer and this stopped any further attempts to resume ACH debits against my bank account. The following link is testimony befor the Colorado Legislature regarding pay day lenders. Very interesting reading. Apparently most online lenders are not licensed.


Don't be a victim. I know it is really difficult sometimes, but USfastcash and others like them is not the answer. Once they get their hooks in you, it is very difficult to get out of this abusive form of preditory lending.

Good Luck - hope this may help

College Grove, Tennessee

This report was posted on Ripoff Report on 09/17/2007 05:00 PM and is a permanent record located here: http://www.ripoffreport.com/reports/us-fastcash/nationwide/us-fastcash-online-pay-day-lender-claiming-tribal-immunity-from-regulation-by-states-miami-275034. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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