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I subscribed for magazines with this company via phone representative that called me.After a while,I realized that I don't want it anymore. I waited for them to call back,since I don't have their phone number,and asked them that I wanted to cancel it but they hang up on me.

The second time I talked to them,I was told me to wait for their confirmation letter and do the cancellation within 3 days after receiving it, as stated in the terms and conditions.I received the letter after a month. So i got no possible way of cancelling it in that case.

I called them after a month,told them that I wanted it canceled since I can't afford it anymore.But they told me I could ONLY do so,if I paid it in ONE WHOLE YEAR,and so then I could cancel it afterwards.

I'm really having a hard time paying it off now.If I won't pay,I would have a bad credit score then which would affect me in succeeding days.

Any help please?

Ellem
El Cerrito, California
U.S.A.