Report: #1059021

Complaint Review: USA Credit Council Corporation

  • Submitted: Thu, June 13, 2013
  • Updated: Thu, June 13, 2013
  • Reported By: David — Cincinnati Ohio
  • USA Credit Council Corporation

    Internet
    USA

USA Credit Council Corporation extortion tacics usacreditcouncilcorporation@gmail.com Internet

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After corresonding with Victor Thompson I find out they have my personal information but I never received any $400 for a payday loan. I remember giving my personal information to Fast Cash but refused to pay them in order for a loan of $1500 to be processed. They said they would tear up the application and evidently they did not. There is no history of any deposit into my account and besides when any loan is accepted over the internet, there is an electronic signature done. There will be none because I did not accept any loan for $400. They want $920 to resolve this matter outside court and claim if I do not pay then I will end up paying $2589.27. Here is what Fedrick Harbor sent me: 

Affiliations: Judicial Circuit of United States of America

Area of Practice: Civil Right, Banking and Finance, Debtor-Creditor Rights

Our client National Settlement Services Is a Finance Company claiming outstanding dues of a Pay Day Loan provided to their Debtor By administrative offset of monies payable by the Government.

The objective is to give the client one last opportunity to pay outstanding invoices before you proceed to claiming the monies owed through the courts.

We hereby give 7 DAYS NOTICE of our intention to commence County Court action to recover the debt shown below. If we do not receive payment of this amount within 7 days from the date of this notice we will issue no further notifications. We will immediately proceed with issuing a summons against the party shown below for the said amount.

 Debtor Name : David 

 Address : 

 City : CINCINNATI

 State : OH

 Post Code : 45231

 Social security Number : 

 Date of birth : 

 Bank Name : 

 Account No : 

 E-Mail id : 

In event of this happening:

 You will incur court costs

 You will incur further interest charges as per our Terms and Conditions of Trade and

 Your details will be passed to major credit reference agencies is pressing charges against the Debtor regarding three serious and hard allegations

 Count 1 is Violation of Federal Banking Regulations.  Count 2 is Collateral Check Fraud and  Count 3 is Theft by Deception.

Issued to:

Name and address of financial director or other individual with overall responsibility for payment of invoices Debt outstanding:

Invoice number Invoice date Invoice amount

Nh-3015 4/17/2013 $920.00

INTEREST. This is a Simple Interest Loan, early payment will decrease the amount of the Finance Charge and late payment will increase the amount

Of the Finance Charge.

For example:

Amount Financed

Interest

Rate

#Days in

year

Interest Per day

$400 x 625% / 365 = $3.57

If this sample loan was paid in 7 days, interest owed would be: 7 days x $3.57 = $24.99. If it were paid in 22 days interest owed would be 22 days x $3.56 = $78.54.

TRUTH OF APPLICATION: You certify that the information stated on this contract is true and correct. You understand that we are relying upon the Application and this Agreement. You authorize us to verify any information through any source including the use of a credit report.

In event of this happening:

United States of America in Congress assembled, that the Act (15 U.S.C. 1601 et seq.) Company can collect the funds before three years of the contract as per the federal government's right to collect the debt first accrued, except as otherwise provided by law For you this means three things:

 If you’re on any state supervised probation on parole, you’ll need to contact the officers and make them aware.

 2. If you have any prior convictions including but not limited to worthless checks, grand theft or money laundering please be aware, they will treat your case as that of a habitual offender, as your state is a zero tolerance state.

 3. Lastly you can take this matter inside the court house with the legal procedures and hiring attorney.

You also have a right to resolve this matter outside the court, but if you fail this time then you will be the person responsible for further legal procedures on your name and who would be facing legal and embracing situations.

Now there are two options in front of you that to take care of this matter outside the court by paying one time settlement amount, or you want to go inside the court house of your state with the legal procedures on your name and hampering your social and your credit ratings and you will end up paying $2589.27 either by selling any of your personal assets or property.

If you wish to settle the matter outside the court house without entering in any kind of legal proceedings on your name and on your social security number is currently in default under its obligations then just you would need to make a payment of $920.00, to close your case file.

Therefore, I request that you cease collection efforts immediately or face legal action under State and Federal consumer protection laws. I hope you would consider giving this letter the attention it deserves.

NATIONAL SETTLEMENT SERVICES

Original Creditor

Manager

Important Notice to the Debtor

Notice:

(A)ANNUAL PERCENTAGE RATE THE COST OF YOUR CREDIT AS A YEARLY RATE.476.09% (B) FINANCE LATE FEES CHARGE THE $ 35.00 AMOUNT THE CREDIT WILL COST YOU.

(C) ONE TIME FULL PAYMENT RESOLVEMENT AMOUNT $ 920.00.

Penalty: 50 penalty units (see Rule 20.41 of the Family Law Rules and Rule 25B.49 of the Federal Magistrates Court Rules).

Here is the second email sent when I told him to check with Victor Thompson and see my decision:

Victor Thompson is out of office.

I just want your final answer that you are going to make the payment or not.

 

Answer me in yes or no.

 

It is extremely time sensitive matter so reply me back immediately.

 

Now just give me your final answer so I can do further process.

 

I TOLD HIM THAT I CANNOT PAY FOR SOMETHING I DID NOT DO. I NEVER APPLIED FOR ANY LOAN OF $400.

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This report was posted on Ripoff Report on 06/13/2013 08:17 PM and is a permanent record located here: http://www.ripoffreport.com/reports/usa-credit-council-corporation/internet/usa-credit-council-corporation-extortion-tacics-usacreditcouncilcorporationgmailcom-in-1059021. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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