Report: #135074


  • Submitted: Tue, March 15, 2005
  • Updated: Sat, June 02, 2007
  • Reported By: League City Texas
    Uniontown, Pennsylvania

USACREDIT AKA USA PLATINUM USA SHOPPINGCLUB was dishonest to me, LYED to, RIPOFF Uniontown Pennsylvania

*Consumer Suggestion: Get a refund

Show customers why they should trust your business over your competitors...

USA SHOPPINGCLUB aka USACREDIT called me up the very day I opened an account. They told me by phone that they would give me a 7500 credit line with my PLATINUM card, while actually establishing my credit. Well I'm only 18 and I was desprate to start a credit history for a small fee of 79.99. So I said yes.

She asked for my social and account info. I gave it to her. It was then at the end of the phone call that she told me I could only use it on their web site. I am now pissed cause I found that their web site had nothing, just a bunch of bargain out dated items. Truth is I need some advice. It's only been a week since I signed up for the joke.

League City, Texas
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This report was posted on Ripoff Report on 03/15/2005 12:39 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Get a refund

AUTHOR: Kimberly - (U.S.A.)

It would not bad idea to give your social security number out over or to anyone you d not see in person what did you get I did too order it $149.99 it was not this I wanted I was applying for an cash advance over the web needed to pay off bills and I got this email from US Credit read we are deducting $149.99 from your checking account within 1 business day from your application. I didnt want this deducted automatically from my bank account I needed cash a loan.

I tried to click the reply button it would not click like I was spamming them. There was no phone number to respond to this we are deducting this out of your bank account. There was not an email address either actually nothing in the email but the words USA credit and we are taking this amount out of your account.

I could not call them to say dont take the funds out not right now I had no card I had no catalogue with these supposed items actually not on the web address at all these assumed items I would pay this for the account andget a $7500.00 line of credit but I hadto purchase their items from their catalogue not in the advertisement for a loan. It has been 11 days and I received nothing not a catalogue or a credit card that I didnt want I dont need this right now.

All I could do is sit and finally the day came they did it to Bank of America on May 31, 2007 USA credit did it I knew i had no money to cover this not what I wanted not in the advertisement at all. Sure enough they withdrew the funds tried to from my account the bank of America did charge me $120.00 in bad deal fees me not them.

Then suddenly a phone number shows up nearly 7 days later to conact only after the funds were electronically taken making it look like I done themwrong.I have am short over$300.00 in cash from account now I have no place to live no savings with Bank of America at all in missouri cant get a loan at all.

I have no credit card from USA credit at all no catalogue with these items I didnt order anyway. I tried to call the bank of America andtold them I dont want the funds to be removed the fraud office told me pending they were not pending at all not at all.

I went to Dirt cheap and spent $5.00 last one before this was $5.00 at hardees and I suddenly you think bought somethingfor $149.99 out of nowhere i tried to explain no I did not do this and dont want it deducted the bank did deduct the $149.99 from my account Im short this much I was told by Bank of America to call US Credit I told them I have no phone number in the email the Bank of America fraud offices gives me the number tells me to callthem up first at US credit or USA credit not how things go not how things work anywhere life does not go this way at all.

I went to a labor pool andstood for 8 hours a day making $5.00 an hour in 100 degree weather for$30.00 all I could make inthe heat for Kmart holding signs nothow life goes Im not abusing you financially. the bank of America would not credit the account my account I made little money think this is yours too you think?

This Bank of America would not credit my account I told them I would call them and get a credit butthere is no phone number in the advertisement not at all. I have children to feed called children not yours you have your own families Im sure fat and happy have to be.

The bank of america employee would not credit the account I did get a loan for $300.00 to pay off bills fromPayday one to pay off bills so my credit would not be ruined this bank of america wired the funds back to the payday one sent them back they did this. Ruining my credit.

I got no credit I tried to call thisUSA credit with this phone number this bank of america now your this victim you think? Christian victims is thatit? You think. This USA credit I called the number and Im spamming them they hung up the phone would not answer the phone at all.

This went on leaving my address for three months and forgetting to change my mail did not help people got into my mail bank of america mail statements openened those and snatched mysocial security card stole that in the house and otherinformation in my bank of america account now on theweb this happened.

This is where I am now $149.99 short you can see Ill even give you my sign on identification information put my bank of america statement on the web and the emails . This 18 year old teenager who feels ripped off dont give your social security number out to anyone in the first place. Other types of credit like a secured credit card way too much money to establish credit might find one lower costs. Too much money for teenagers and minimum wage earners. have a right to live okay not just boyers and the valencas and the cornish nicoles in the USA.

You cannot see USA credit on the web need to see them in person is best never know what could happen to you on the web types of people on the web need that information cant see them in person. Credit takes up to 1 year on the job if you live with your parents is best but it is. You need this to get credit at all at least and an income. your own phone number helps too. A landline Im not surebut this is
I need somewhere to put this stuff i buy from a catalogue i do not have did not get and a credit card I did not get at all.

Nothing I got in the mail from them at all claiming this is spam Im spamming them. We are spamming USA credit later after ruined my account istarnished. And I have people accessing my bank account daily looking at my statementsover the mail thing. USA credit mail wasnot stolen I never gotanything I need a place to live never going to have this.
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