Report: #434006

Complaint Review: Vanderbilt Mortgage And Finance Inc

  • Submitted: Fri, March 13, 2009
  • Updated: Fri, March 13, 2009
  • Reported By: east bend North Carolina
  • Vanderbilt Mortgage And Finance Inc
    PO Box 9800 Or 500 Alcoa Trail Or PO Box 742533
    Maryville, Tennessee
  • Phone: 800-970-7250
  • Web:
  • Category: Loans

Vanderbilt Mortgage And Finance Inc Vanderbilt ARE CROOKED RIPOFF ARTISTS Maryville OR Cinncinati Tennessee or Ohio

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i started buying our house in 1996. our first mortgae company was deuschte . i guess vanderbilt bought them out , because now we are paying vanderbilt . our original loan was for $50,000 on a doublewide mobile home . well , here we are twelve and a half years later and we still owe $45,457.70 . our interest rate is 10.9 . on a $474.61 monthly payment $76.19 goes to the principal $398.42 goes to interest . we called them about trying to work something out about paying our mortgage , because of my recent unemployment situation , they said call a church . they threatened us with foreclosure . years ago we called about this and we were told , as the years went by , more of our payment would go towards the principal . that doesn't seem to have kicked in yet .

we have recently considered refinancing. we didn't know about being able to refinance without the land until recently. i think they call it chattel . i guess we seem pretty stupid . well , we've learned a lot having this place . this is an oakwood home . it is a piece of crap,a money pit . the whole setup and everything with setting it up originally is so crooked ,i can't even begin to tell you everything in this e-mail . we really need help ,but just don't know where to start.

east bend, North Carolina
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This report was posted on Ripoff Report on 03/13/2009 05:40 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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