Williams & Scott Assoc CashNet Express, Mr. Santana, Maggie Williams Cyber Crime Unit has complaint filed against me for on-line fraud, check fraud, ready to arrest me. Campbell, California

Calls started coming on Friday (4/09/10) threatening me with a "cyber crime" and I was going to be arrested at my place of employment within two hours.  The person (Mr. Santana?!) has a very heavy accent and way to much background noise to be calling from the law offices he said he represented (Williams & Scott.)  He stated that I took out an on-line cash payday loan with CashNet Express "sometime in 2009" and did not pay it back. Therefore a legal complaint had been filed against me and I was going to be served papers and arrested at my place of work within two hours.  He became very vocal when I said I wasn't at work and he told me I better get there now.  Of course, if I wanted to conclude this matter immediately and he would call off the law enforcement, all I need to do was send a "hand written and signed" letter stating that I agreed to pay the amount due of $810.45 (strange how the call started with a balance owing of $4,584.57) and he would process it throught my account.  He already had all my personal information, SS#, banking info accounts, as he informed me of all this information in the first minute of the phone call.  Of course, my heart is now racing, I can't breathe, my blood pressure is skyrocketed.  I took a deep breathe, then went into the internet and searched for "CashNet Express" and l look what I found!  As soon as I informed "Mr. Santana" of what I found, he became verbally abusive and wished me luck in jail.  I hung up on him.  I have now received 5 phone calls at home, and 3 at work.  They also have contacted my dad on a throwaway cell phone number that he has.  I intend to file a complaint with the attorney general, Cash Net USA and maybe start a class action lawsuit.  Good Luck to all others deal with this scum of humanity.