Complaint Review: Wilmington Finance - Plymouth Meeting Pennsylvania
- Wilmington Finance 401 Plymouth Road, Suite 400 Plymouth Meeting, Pennsylvania U.S.A.
- Phone: 800-937-6130
- Web:
- Category: Mortgage Companies
Wilmington Finance last minute misinformation and bad faith estimate Ripoff Plymouth Meeting Pennsylvania
*Consumer Suggestion: Sp, Thomas...did you sign or walk away?
*Consumer Suggestion: Sp, Thomas...did you sign or walk away?
*Consumer Suggestion: Sp, Thomas...did you sign or walk away?
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A few hours before closing, my loan officer informed me that we were finacing more than 80% of the value of the house. He stated that they did not charge PMI would there be a prepay penalty if we refinanced/sold in a "couple of years" (I do not remember if a value was stated). It turned out to be 5 years. I do not know an honest person who calls 5 "a couple".
The above happened on the day after the first scheduled closing, and no mention of prepay penalty. The closing was to be at the house. 30 minutes after the scheduled time, we were told there was a mix-up and the local representative was not informed.
On the original "Good Faith Estimate", there was nothing in the loan origination fee line (which made the estimate much lower than other companies, duh). The loan origination fee at closing was $3200. A slight difference don't you think?
Another note of interest was that the local rep was supposedly in a car accident about a hour before she was to be at the house. She reportedly got a car delivered to her and she arrived 90 minutes after the scheduled time.
Thomas
Fenton, Missouri
U.S.A.
This report was posted on Ripoff Report on 08/10/2005 03:26 PM and is a permanent record located here: https://www.ripoffreport.com/reports/wilmington-finance/plymouth-meeting-pennsylvania-19462/wilmington-finance-last-minute-misinformation-and-bad-faith-estimate-ripoff-plymouth-meeti-153248. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Suggestion
Sp, Thomas...did you sign or walk away?
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Wednesday, August 10, 2005
You didn't indicate whether you signed even with the knowledge that some funny business was going on.
Were you smart and just walk away?
#2 Consumer Suggestion
Sp, Thomas...did you sign or walk away?
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Wednesday, August 10, 2005
You didn't indicate whether you signed even with the knowledge that some funny business was going on.
Were you smart and just walk away?
#1 Consumer Suggestion
Sp, Thomas...did you sign or walk away?
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Wednesday, August 10, 2005
You didn't indicate whether you signed even with the knowledge that some funny business was going on.
Were you smart and just walk away?
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