Winthrop Money Managment Vanessa Smith, David Perkins, Kathy, Jessica Andrews. Fraud/Scam financial loans service. I need help to so they stop. St. Andrews, Internet

After seaching for a payday loan via Internet, my husband and I were contacted by Vanessa Smith @ Winthrop Money Managment and told that we qualified for a $5000. loan. They requested a security of the loan because of our credit history in 1 of 3 ways. Collateral (car,home, property), 3 payment installments as a promise not to default on the loan, or an insurance policy in the amount of $1000. We sent our ID, POI (proof of income) and after those documents were verified, they sent us the contract. We signed. Then we sent the 3 installments, totaling $400. via money-gram.

An hour later we were told that our funds would be avail the next business day. The following day, no funds, but plenty of reasons, and different people talking to us. The next day, more excuses. The next day, a "manager" David Perkins, called to inform us that he was now in charge of our loan, confirmed that our money was received, and because of serveral applications, our funding was delayed. He estimated 4 more days, we waited...no funds. The next conversation with Perkins was that our application was denied, and we could either submit to get a refund, or have him look into other financial services to approve us.

My husband opted to do that. We are now on day two of that process, and of course, no other "lender" will accept our application without more funds provided by us to secure it. I've contacted the department of corportations and was told that they do not have a license for CA. I don't know what other method to take to help my family get our money back. I have 5 children, diabetic, and I'm the only one working right now. Please help me stop their madness. I sent all the money I have to them, even pennies to pay for the moneygram. I'm gonna loose everything.