Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #432732

Complaint Review: Yardville National Bank - Hamilton New Jersey

  • Submitted:
  • Updated:
  • Reported By: Ridley Pennsylvania
  • Author Confirmed What's this?
  • Why?
  • Yardville National Bank 2465 Kauser Road Hamilton, New Jersey U.S.A.

Yardville National Bank Inquiries on credit report Hamilton New Jersey

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

I was reviewing my credit reports in Feb. and discovered an inquiry (the one that stays on your report for two years) for a mortgage application from Yardville National Bank in Hamilton NJ. Knowing that neither my spouse or myself applied for any type of credit/loans/mortgage etc. I became worried that perhaps someone may be trying to use my information to obtain a mortgage.

I contacted Yardville National Bank and received a cold and rude response......something to the tune of "oh well, there is nothing we can do". I then wrote a letter requesting further information on the credit application that was filed in order to run my personal credit report. Additionally, I asked for the permissable purpose, proof of any contract, note or other instrument bearing my signature.

As of today, this company has continued to give me the run around, ignoring my request. They could be fined up to $1,000 for obtaining my credit report without my consent.

I know that I could easily let this slide, but with ID theft so rampant, I have every right to know who is looking at my credit report and WHY. I understand that they are a big company and think they are untouchable.....

Any suggestions on how to pursue this? Hire a lawyer over a credit inquiry? The company is in another state, and in order to file a police report I need to travel several hours.

I already wrote consumer reporting agencies, federal trade commission, and all 3 credit reporting agencies, etc. but what can they really do?

Has anyone been in a similiar situation?

Thanks for any and all feedback

KRD
Ridley, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 03/10/2009 02:00 PM and is a permanent record located here: https://www.ripoffreport.com/reports/yardville-national-bank/hamilton-new-jersey-08690/yardville-national-bank-inquiries-on-credit-report-hamilton-new-jersey-432732. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now