FIFTH THIRD BANK PADMAJA SHENDURE verified fraudulent cashiers check from 5/3 bank was good and i could cash it. the check was in fact fraudulent. solon, Ohio

from d gang bob from irvine, stacie, and d rest of d know it all. never there 2 give advice but quick 2 give crap

But you are going to end up being responsible for the money.

I can't tell you exactly what the teller did, but most likely she only had access to if the check was issued.  It is not until it is presented for payment that it can be verified as good.  It could be a case that in that couple of days it was reported stolen, the "real" check could have been cashed or any other of a dozen different scenarios.   Just be glad you cashed it at your bank and not at 5/3 because 5/3 would probably have had you charged with check fraud in addition to wanting the money back.

Now, if you don't pay the money back.  Your current bank will close your account and turn you over to ChexSystems.  What this does is in effect make it impossible for you to open a regular account at another bank for many years to come.  You also are going to open yourself up to a lawsuit from the bank, and because you are responsible for any check you attempt to deposit..you will have a judgement against you.

Also, the fact is that you had a feeling it was a scam but let your "greed" get the best of you.  Do you really think that someone is going to pay you $500 for what turned out to be about 30 minutes worth of work?   Even if he had you do that once a day for 10 days(2 weeks) that is still only about 5 hours of work.  That works out to $100/hr.  Do you really think what you did is worth $100/hr?

Not only that but all over the Western Union forms there are warnings of this exact scam..yet you ignored those as well.

The bank will not know the check is fruadulent until it is cashed and the account holder disputes the withdrawal.  I witnessed this from a company that had checks stolen and cashed.  The monies stolen was replaced by the bank after they paid out to the thief.  If the person cashing the check uses fake ID then there is no way to recoup the monies but, if the person cashing the check uses a real ID then they are liable to pay back the bank and face possible charges.

This is a common scam - guess you did not research this very well.  The bank has every right to recoup their loss.  Lesson learned and place blame where blame lies with you.