Report: #253427

Complaint Review: Horizon Gold Card - Indiana Pennsylvania

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Ripoff Report is Xcentric Ventures

Submitted: Sat, June 09, 2007
Updated: Mon, March 17, 2014
Reported By: — houston Texas

Author Confirmed

Why?

Horizon Gold Card P.O.Box 1275 Indiana, Pennsylvania U.S.A.

Phone: 800-251-6144
Web:
Category: Credit & Debt Services

Horizon Gold Card fraudulent credit card scam ripoff Indiana Pennsylvania

*Consumer Suggestion: Only click "agree" if you read the T&C!!!

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I signd up for this card thinking it was a credit card. They charged 79.95 and promised a credit limit of up to $1500. When I recieved the card it turned out to be a scam. It can only be used on thier website to purchase nothing but junk! and you can not charge the shipping fees, which are outrageous! you have to charge that separately.

This is not a credit card. I was totally scammed. I am so ashamed. Now I am trying to get my money back. I plan on filing with the BBB and if possible filing a lawsuit. After searching the internet I have found many other people who have fallen for this same scam. Many could not get their money back.

Angel
houston, Texas
U.S.A.

This report was posted on Ripoff Report on 06/09/2007 05:59 PM and is a permanent record located here: https://www.ripoffreport.com/reports/horizon-gold-card/indiana-pennsylvania-15701/horizon-gold-card-fraudulent-credit-card-scam-ripoff-indiana-pennsylvania-253427. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Only click "agree" if you read the T&C!!!

AUTHOR: postpwnd - ()

SUBMITTED: Monday, March 17, 2014

POSTED: Monday, March 17, 2014

People really need to start paying attention to the things they are "signing", and yes clicking the button that says "I Agree" is the same as signing your name. The Terms & Conditions must be read throughly. Especially if your credit or debit information is being given.

The very first sentence of Horizion Benefit's T&C reads as follows " Horizon Card Services™ IS NOT A CREDIT SERVICES ORGANIZATION, BANKING INSTITUTION OR INSURANCE COMPANY, NOR IS IT AFFILIATED WITH ANY CREDIT SERVICES ORGANIZATION, BANKING OR INSURANCE INSTITUTION. THIS PRODUCT IS NOT A VISA, MASTERCARD, OR DEBIT CARD. HORIZON CARD SERVICES ACCOUNT IS A LINE OF CREDIT THAT CAN BE USED BY AN ACCOUNT HOLDER TO SHOP EXCLUSIVELY AT OUR ONLINE SHOPPING WEBSITE."

This company is in no way ripping anyone off. They tell you exactly what they do and exactly how their offer works. it is up to the potential signee to diligenly and throughly inform themselves before they sign up. I am not saying that this company isn't trying to trick people. That is exactly what they are doing, but they tell you they are going to do it, therefore no one is being ripped off.

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