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Report: #7899

Complaint Review: National Credit Shopper - Miami Florida

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  • Reported By: Harmony MN
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  • National Credit Shopper 7349 NW 34 ST Miami, Florida U.S.A.

National Credit Shoppe r (Diamond Select) Consumer Rip-off

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I was also ripped off from this company.They had someone call me,then they said I was going to get a credit card with 4,000,00 credit limit.I asked several times if it was a credit card I could use anywhere,they said yes!

I asked again if this was a credit card that could only be used for there catalog,reply no.I asked if I could use it for cash advances at any ATM,reply yes.

I again said 'this credit card is a real credit card that I would be able to consolidate all my other cards on to,reply YES!I am disabled and I am on SSI and I made it very clear to them what I was needing and that I could not afford to through away $200,00.

They assured me several times that I WAS GETTING A REGULAR CREDIT CARD!After they took the money out of my acct,the same day I called and asked when I would be getting my credit card and AGAIN I asked and verifyed what I had been GUERNTEED the first time $4,000,00 credit card limit on a regular credit card.I was told I WOULD receive it in 10 to 12 buissness days.

When I got the package it was this NCS card,I IMMEDIATLY called to get my money back,they took my information and said they would have a manager call me with a RAN # AND THEN i WOULD GET A REFUND.

They never called me back so I called them at that point I was informed that I was very much informed when I talked to them the first time that this was NOT a credit card,and that if I wanted a regular credit cared I would first have to buy something out of there catalog and then I would have to make three(3) consecutive payments of $33.00 and these payments can not be late or less then $33.00 a month.Then I could APPLY FOR A CREDIT CARD WITH A VERY MINIMAL LIMIT(NOT THE $4,000,00 LIMIT i WAS PROMISED)I would really like it if someone could let me know how do I go after these BIG TIME RIPP OFFS!
Thanks and whatever you do:
If it seems to good to be true
IT IS!

This report was posted on Ripoff Report on 11/17/2001 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/national-credit-shopper/miami-florida-33122/national-credit-shoppe-r-diamond-select-consumer-rip-off-7899. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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POSTED: Saturday, November 17, 2001


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