- Report: #63341
Report - Rebuttal - Arbitrate
Complaint Review: Arcadia
ArcadiaMinneapolis, MN Nationwide U.S.A.
Arcadia Financial rip-off scam Minneapolis Nationwide
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Arcadia only gave me one option when financing, ACH Debit from my bank account or checks over the phone. I set up ACH Debit. The first 2 months everything was fine. The next month they don't take my payment out then call me saying I'm late. So, I do a check over the phone, for a fee of course.
Over the next two years this happens continually. One month the payment comes out the next month it doesn't. The final straw was when they took out a current month's payment and the next month's payment 2 weeks early.
I continued to ask for a payment coupon so I could mail in checks, they refused. I finally told them to come pick up the car because I couldn't take it anymore. How is it legal for them to call me at work saying I'm late when they didn't take out the payment?????
After I told them to pick up the truck they harassed me fot 2 months. They finally did and a few months later sent me a letter saying the car was sold. I never received anymore calls or letters from them or a collection agency.
2 years later when I was trying to buy a house they reported to the credit bureau that I owed them $5000. They had continued to charge late fees and interest to the defict from the repo for 2 years. I didn't even think I owed them anything b/c no one called!!!! My credit score has been hurt drastically because of them!
There is currently a class action suit against them b/c I received a letter. Not sure what happened though.....
This report was posted on Ripoff Report on 07/10/2003 09:11 PM and is a permanent record located here: http://www.ripoffreport.com/r/Arcadia/nationwide/Arcadia-Financial-rip-off-scam-Minneapolis-Nationwide-63341. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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